Hello, medical equipment financial leasing means that the leasing company purchases the medical equipment and manufacturers selected by the hospital for the purpose of financing the hospital, and signs a financial lease contract with the hospital to purchase the equipment. A financial service business in which equipment is leased to hospitals for use and the hospital pays the rent.

The main methods of financial leasing of Yilu Jiuge medical equipment:

First, simple financial leasing: the lessee selects the leased items to be purchased, and the lessor passes the lease project After conducting a risk assessment, the leased property will be leased to the lessee for use. The lessee is responsible for repairing and maintaining the leased items throughout the lease period and has the right to use but not ownership. The lessor is not responsible for the maintenance of the leased items, and the lessee accrues equipment depreciation. The hospital first selects medical equipment and manufacturers, and then proposes leasing cooperation requirements to the leasing company. The leasing company buys back the equipment according to its requirements, both parties sign a lease contract, and the hospital pays rent regularly. After the lease expires, the leasing company will sell the leased equipment to the hospital at a price negotiated by both parties. The advantage of this method is that it is simple to operate and easy to manage. The hospital only needs to find a reliable leasing company. It is a leasing method commonly used by various medical institutions.

Second, sale and leaseback: Sale and leaseback usually refers to a financing method that integrates financing and sales in which an enterprise sells its existing assets to other enterprises and then leases them back. It is a modern financing method. New ways for businesses to raise capital. It refers to enabling equipment manufacturing companies or asset owners (lessees) to obtain the required funds by selling asset ownership and retaining the right to use it, while at the same time providing lessors with profitable investment opportunities. During the sale and leaseback process, the lessor and the lessee engage in dual transactions and both have dual identities, thus forming a discrete phenomenon of asset value and use value. A form of leasing in which the hospital mortgages its own equipment and sells it to a leasing company based on its depreciation life value, obtains the funds needed to purchase the medical equipment from the leasing company, and pays rent regularly to lease back the sold equipment as required by the contract. On the one hand, the hospital obtained a source of funds to purchase new equipment by mortgaging its own equipment. On the other hand, the leasing company also found an investment opportunity with stable returns and minimal risks through sale and leaseback transactions. This method is now widely used in various medical institutions. It is no longer limited to the purchase of medical equipment, but has gradually expanded to the capital construction of hospitals and investment in various projects.

Third, leveraged leasing: Leveraged leasing is a type of financial lease that specializes in large-scale leasing projects and can obtain tax benefits. It is usually led by a leasing company as the backbone company to finance a large-scale leasing project. Similar to a syndicated loan. The leasing company contributes 20 to 40% of the capital, and banks and other financial institutions contribute 60 to 80%. The hospital simultaneously purchases the equipment selected by the hospital, and the hospital pays the leasing fees on schedule. Due to its standardized operation, good comprehensive benefits, safe rental recovery, low cost, and tax benefits, ships, aircraft, large complete sets of equipment, and communication equipment currently all adopt this method. However, because it involves many stakeholders, Leveraged leases are rare among medical institutions.

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