Many borrowers hope to find some reliable online lending platforms when applying for loans. On the one hand, it can protect your personal identity information, on the other hand, it can also prevent the loan interest rate from being too high and overdue. Many borrowers have consulted, is it reliable to finance 360 loans? Let's have a look!

Is the 360 loan reliable?

Rong 360 is a mobile financial platform, mainly providing financial products such as loans and wealth management.

In essence, Rong 360 is a diversion platform, not a loan platform, so it mainly depends on whether the loan platform provided by Rong 360 is formal and legal. If you choose a platform with formal loan qualifications to apply for a loan, it is naturally legal; However, if you choose an illegal loan platform, the security will not be guaranteed.

The loan products in Rong 360 are still very good when applying for the next payment, basically ranging from 5,000 to 20,000, and the amount is not shared among all platforms, so you can apply for the next payment at the same time.

It should be noted that if Rong 360 applies for a quota, it is not certain that all loans will arrive after signing the contract, and there will be a probability of loan failure in the future, which is mainly directly related to the loan products that match the contract, such as the small win card loan and the regular installment of the matching contract, and the subsequent payment rate will be higher.

If the contract matches the installment type, the probability of subsequent rejection or loan failure is also high, because the installment itself is relatively high. Whether downloading an independent APP application or applying for the promotion channel of this third-party platform, there is also a high probability that the loan will fail.

The above is "Is the 360 loan reliable?" I hope I can help you by sharing related content!

Has Rong 360 selected loan been paid?

Rong 360 Select Loan has not been paid. According to the relevant information inquired, Rong 360 Select Loan is not formal and has no corresponding qualifications. It didn't make any payment, so it was very difficult for the deceived users. Rong 360 is an online loan integration software. I suggest that you still need to find a regular bank to apply for a loan. Be careful when borrowing money, please protect your property.

Is the 360 loan reliable?

It is quite reliable to apply for a loan on Rong 360, because the products on Rong 360 are strictly audited and there will be no deception. Moreover, it integrates 360' s unique intelligent search and matching system, which can recommend the most suitable loan products and choose the best loan for users.

However, if you want to apply for a loan on Rong360, you still need to meet its application conditions:

1. The applicant is between 22 and 60 years old;

2. Have a stable job and income, and have a bank salary of at least 6 months;

3. Personal credit information is good and there is no record of bad credit information.

1, Introduction of Rong 360: Rong 360 (Beijing Rong Century Information Technology Co., Ltd.), a typical "Internet finance" format, is a new online financial service company, which uses big data, search and other technologies to visually present financial products of hundreds of banks to users. Rong 360 was established on 20 1 1, which is an intelligent selection platform for mobile finance, providing search and comparison services and application services for financial products such as loans, credit cards and wealth management. In 20 15, StarVC invested in 360 yuan. On October 2017165438+10/6, Jianpu Technology, a subsidiary of Rong360, was listed on the New York Stock Exchange with the stock code "JT".

2. Products and services: The model of Rong 360 is "search matching recommendation". Login to the website, Rong 360 provides users with a form to filter the real situation of users. After checking the basic financial situation, users can enter the purpose, amount and term of the loan, that is, they can know which financial institutions provide such loans and the loan conditions. In addition, Rong 360 provides the function of shopping around, making the whole loan demand and conditions clear at a glance. Users can choose which financial institution's loan manager to contact online according to their preferences. Rong 360 started with the search and recommendation of consumer loans such as commercial loans, mortgage loans and auto loans, and quickly entered the credit card field. Users who need to bid can search and compare thousands of credit cards in one stop, fill in the information directly and apply online. Financial search and price comparison services enable ordinary people to obtain more comprehensive financial product information. "Internet wealth management, bank wealth management and online loan wealth management have not yet made a platform for information collection and comparison. 360 financial search just makes up for this market space." Ye Daqing said. After some loan users submit their applications online, Rong 360 will invite them to the offline loan convenience store outlets to collect paper materials after judging the authenticity of their intentions, so that users don't have to go door to door. The loan applicant does not need to pay extra fees, and Rong 360 charges a certain percentage of service fees from financial institutions.

How about 360? Is the loan easy?

Rong 360 is a large-scale mobile financial intelligent selection platform. The financial products on the Rong 360 platform come from state-owned banks, joint-stock banks, foreign banks, city commercial banks, companies, guarantee companies, pawn shops and other nationally recognized financial institutions.

Loans are not easy, but they are basically difficult to apply for and take a long time.

Precautions for online lending:

1. Select well-known banks and financial institutions. Well-known banks have guarantees and high credibility.

2. Don't be fooled by "no interest". There is no such thing as a free lunch, and the same unpaid loan is also risky.

3, to see the terms of the contract, before signing the contract, to see each item, don't blindly agree and breach of contract.

Is it easy to apply for a 360 loan?

Rong 360 is an intelligent search platform focusing on the financial field, providing professional online search and application service platform for loans, credit cards and wealth management for enterprises and individuals. Can I apply for a loan in Rong 360?

Is it easy to apply for a 360 loan?

Those who can apply have already applied on Rong 360 official website, and then the staff called them the next day to inform them that they need to provide ID cards, proof of work income, proof of residence, a full version of the central bank's credit report, bank running water, etc. to prepare materials for going to local business outlets. , and fill in the names and contact information of immediate family members, friends and colleagues.

Rong 360 loan application steps:

1. Open the software. On the home page, click Find Loan.

2. Find the loan interface and choose office workers, self-employed individuals, business owners and so on.

There are many loans here. Select one and click Enter.

Is it easier to borrow through Rong 360 than to borrow directly from the platform?

Yes, it is easier to borrow money by financing 360 than to borrow money directly from the platform.

The audit speed of Rong 360 loan is relatively stable, thanks to two new technologies: big data analysis model and face recognition technology. As long as the audit materials filled in by friends on the Rong 360 loan platform are correct and meet the requirements of the Rong 360 loan platform, they can pass the audit of the Rong 360 loan platform.

Some friends say that there are many reasons why 360 loans are not approved.

Bad credit report

Rong 360 loan has relatively high credit requirements for loan applicants. If there is a bad record in the credit information system, it is easy to be rejected during the audit.

Age mismatch

Although there is no strict age limit for Rong 360 loan, people under 18 or over 65 cannot pass the Rong 360 loan audit. After all, repayment ability is also a consideration.

Incorrect or incomplete information.

When you apply for a loan, you will fill in the information. If the information is wrong, it is not easy to pass the exam. After all, 360 IOU is a credit loan platform, which does not need mortgage and guarantee. Therefore, the accuracy of personal information is very important. If the information you fill in is incorrect or incomplete, it may affect the test results.

If a friend's loan application is rejected by Rong 360 loan platform, they don't need to be depressed. They can improve and update their personal data and apply again. After being rejected, friends need to wait for a while, so the probability of passing will be greater. Under normal circumstances, they need to wait for a month or two before trying again, so that they won't be rejected directly.

It is normal for a loan application to be rejected. After all, if friends often apply for loans online, they will encounter various situations. At this time, friends don't have to be depressed at all, just find out the reason and solve the problem. When friends apply for loans on the Rong 360 loan platform, they must pay attention to whether their information is correct, because this will directly affect the audit results of loan applications.

Rong 360 is not a pure loan platform, but a comprehensive search platform, just like a loan supermarket. Other loan platforms can settle in Rong 360, and then users can find their own loans through Rong 360 platform. At present, Rong 360 platform has settled in a number of loan platforms, including some bank loans.

Due to the platform nature of Rong360, whether Rong360 is reliable depends on whether the platform on which users finally make loans is reliable. If the user borrows money from the bank through the 360 platform, it is naturally reliable.

So much for the introduction of 360 loan.