Does a loan to buy a house after marriage require two signatures?

1. Does a loan to buy a house after marriage require two signatures? A loan to buy a house after marriage is a joint debt between husband and wife and needs to be repaid jointly by both parties. Therefore, of course, both parties need to sign for confirmation. Generally speaking, if you take a loan to buy a house after marriage, no matter whether the buyer is one spouse or both spouses, they must sign the loan contract.

2. According to the provisions of the Marriage Law, if a house is purchased after marriage, unless there are special provisions, it is generally the joint property of the husband and wife. Even if only the name of the husband or wife is registered on the real estate certificate, this does not affect the determination that the house is the joint property of the husband and wife.

Friendly reminder:

Buying a house after marriage not only involves two people but may also affect two families. Therefore, it is recommended that the couple negotiate clearly about the house-related matters before deciding to buy a house.