You can find a guarantor for a house loan, but the guarantor is a friend or relative. With a guarantor, the mortgage review will be easy to pass. The requirements of commercial loan guarantor are different from those of provident fund loan guarantor. For example, the guarantor of the provident fund loan must continuously deposit the provident fund for more than half a year, and there is no provident fund loan under his name. Matters needing attention when guaranteeing others are as follows:

(1) Don't guarantee. When concluding a guarantee contract, the guarantor made a credit investigation on the guarantor because he didn't respect the guarantor, and signed the guarantee contract in disorder.

(2) no bribery guarantee. This kind of guarantee is often achieved by bribing to establish a guarantee contract.

(3) don't use administrative orders to ensure. This kind of guarantee violates the principle of voluntariness. The parties have no agreement on whether to set up, what kind of guarantee form to adopt, the scope of debt, etc., but should be set by leading cadres by administrative order, which is prone to disputes.

Don't be ignorant of protection. Some people do not examine the qualifications of the guarantor, and there is no clear agreement on the scope of the guarantee and the way to bear the responsibility, so they blindly stamp it.