Need to pay a certain amount of interest and late fees.

Late payment fee refers to a certain proportion of late payment fee for failing to pay taxes according to the tax payment period or repaying loans according to the repayment period. It is a measure for tax authorities or creditors to give economic sanctions to overdue parties.

Second, I borrowed money from the Postal Savings Bank. What happens when it expires?

If you borrow money from the Postal Savings Bank and don't pay it back at maturity, the consequences are as follows:

1, 1 month will lead to default interest;

2 1 month (more than 30 years) will be notified by SMS;

3, 3 months by phone or door-to-door collection;

4.6. Send a summons to the borrower to check whether the borrower is in court, and mortgage the mortgage of the loan to the bank at the beginning of the law, and then auction it. If the proceeds from the auction of collateral are greater than the arrears (the amount that the borrower needs to pay = the principal interest expense, etc.). ), then the excess will be returned to the borrower. However, there is little extra money.

3. What are the consequences of the maturity of the Postal Savings Bank loan?

First of all, it depends on how the loan contract is agreed and settled according to the contract.

1, the general contracting agreement, one household does not pay, other households will pay.

2. There will be definitions and descriptions of relevant joint and several liabilities in the contract. Co-sponsors generally repay together, which is equivalent to the borrower.

Second, the way to recover. Find the borrower, investigate the responsibility and pay off the property at the same time. Or borrow money and pay it back as soon as possible.

Third, the consequences: banks are definitely necessary. However, there may still be some time before the implementation time. If the adjustment still doesn't work, enforce it, your friend's property. The implementation of 60,000 yuan also includes fees and implementation costs. Your friend will be arrested.

Fourth, in the last case, arrest is generally taken.

China Postal Savings Bank (PSBC) was formally established on March 20th, 2007. [1] is the fifth largest bank in China, and [2-3] is a state-owned commercial bank established on the basis of the reform of postal savings management system. [4] China Postal Savings Bank has inherited the postal finance business operated by the former State Post Bureau and China Post Group Corporation and the assets and liabilities arising therefrom, and will continue to engage in the business approved by the original business scope and business license documents. [5]

By the end of 2008, a personal financial service network with the widest coverage in urban and rural areas and the largest transaction volume has been built, with 36,000 business outlets. The Postal Savings Bank has established provincial branches in all 365,438+0 provinces (cities and autonomous regions) and five branches in Dalian, Ningbo, Xiamen, Shenzhen and Qingdao. On February 27th, 20 12, with the consent of the State Council, Postal Savings Bank of China Limited was changed to Postal Savings Bank of China Limited on June 27th, 20 12 10/October 27th. Inherit all the assets, liabilities, institutions, businesses and personnel of the former Postal Savings Bank of China Co., Ltd. according to law, and undertake and perform the rights and obligations of the former Postal Savings Bank of China Co., Ltd. in relevant legally binding contracts or agreements, as well as the corresponding creditor-debtor relationship and legal responsibilities.

The existing business organization, trademark, Internet domain name and consulting service telephone number of China Postal Savings Bank Co., Ltd. remain unchanged, and the joint-stock company continues to use it, and all businesses are carried out as usual. The customer does not need to go through any change procedures. From February, 20 15 to June, 20 15, China Postal Savings Bank changed from single shareholder to equity diversification. By issuing new shares, the financing scale is 45 1 100 million yuan, and the issuance ratio is 16.92%. [6] 2065438+On August 27th, 2006, China Postal Savings Bank was approved for an IPO of HK$ 8 billion. [7] 2065438+On September 28th, 2006, China Postal Savings Bank was successfully listed on the main board of Hong Kong Stock Exchange.

4. What will happen if my loan at the Postal Savings Bank expires?

collect debts