First of all, you have to choose the house you want to buy and sign a house sale contract. Then you have to prepare a down payment to the bank to supervise the funds and sign a loan contract. At the same time, you can go to Dalian Real Estate Trading Center to declare the tax on the house you bought.

Then after about 8 working days, if your qualifications are ok, the bank can approve it. After the approval, you can go to the trading center to pay the previously reported tax, or you can handle the transfer.

Then, after the transfer is completed, you can issue a new property right certificate in about 4 working days, and you can go to the bank to apply for mortgage with the new property right certificate.

Finally, the mortgage can be completed in about 8- 10 working days. At this time, a certificate of other rights will be issued, and the bank will lend money to the designated account after seeing the certificate of other rights.