What taxes should I pay for buying a second-hand house?
Under the normal transfer of second-hand houses, the seller needs to pay business tax at the rate of 5.55%. Business tax is levied in full on non-ordinary houses sold for less than five years, on non-ordinary houses sold for more than five years or ordinary houses sold for less than five years, according to the difference between the two transactions, and on ordinary houses sold for more than five years, business tax is exempted. If the property sold is non-residential, such as shops, offices, factories, etc., business tax will be levied in full regardless of whether it has passed 5 years.
Secondly, the seller has to pay personal income tax, and the new policy stipulates that the personal income tax in the second-hand housing transaction tax is 20% of the difference between the two transactions. If it is the only house in the family and the purchase time is more than 5 years, it can be exempted from personal income tax; If you don't meet any conditions, you have to pay personal income tax. If the property sold is a non-residential property, high personal income tax will be paid under any circumstances.
The buyer shall pay the deed tax at the standard tax rate of 3%, with preferential tax rates of 1.5% and 1%. The collection method is to collect 3% of the total transaction amount according to the benchmark tax rate. The Buyer shall pay 1% of the total transaction amount for the first time to purchase an ordinary house with an area less than 90 square meters. If the buyer purchases an ordinary house of 90 square meters or more for the first time, he shall pay 65,438% of the total transaction amount.
Donations and transfers are exempt from business tax and personal income tax, and full deed tax must be paid no matter what the property is. You don't have to pay taxes if you inherit the real estate transaction.
What fees should I pay for buying a second-hand house?
First, the cost of buying a second-hand house: taxes and fees
1, document retrieval fee. The charging standard is per person 10 yuan, which is charged according to the total number of registered permanent residence books of the buyer and the seller.
2. Selling notary fees. The notarization fee is 3‰ of the transaction price on the notarial certificate.
3. Deed tax. Deed tax is levied in two cases. The deed tax of the first suite below 90 square meters is 65438+ 0% of the transaction price; The deed tax of two sets of ordinary houses, regardless of size, is 3% of the transaction price. At the same time, it is necessary to remind buyers that the definition of the first suite and the second suite is not based on individuals, but on families. In other words, if one of the husband and wife bought a house before marriage, it will be counted as two sets now.
4. Personal income tax. Individual tax is personal income tax, and the collection standard is 65438+ 0% of the transaction price. Generally speaking, commercial houses over five years old are tax-free, but only if there are several suites under the original landlord's name. If it is the only house, it can be exempted. Otherwise, a tax of 1% will be levied. Commercial housing under five years old will be levied regardless of the first and second sets.
5. Business tax. The business tax is 5.55% of the transaction price, and the collection standard is divided into two cases: exemption after 5 years and full collection after 5 years.
6. Production cost. The production cost is per 80 yuan.
7. Transaction costs. The transaction cost of the property right certificate with an area less than 144 square meter is 5 yuan/square meter, the transaction cost of the property right certificate with an area greater than or equal to 144 square meter is 8 yuan/square meter, and the housing reform room is 2.5 yuan/square meter.
In addition, if it is housing reform, it is necessary to pay 0.5% of the transaction price, some on the day of transfer, and some when land use permits are needed.
Second, the cost of buying a second-hand house: the cost of bank mortgage.
1, notarization fee for bank mortgage. The mortgage notarization fee is 1‰ of the loan amount. Under normal circumstances, less than 200 yuan, according to the 200 yuan levy.
2. The cost of mortgage contract is 380 yuan/set.
3. The appraisal fee for the case value of commercial housing is generally 3 ‰ ~ 5 ‰ of the total house price.
The above information is for reference only (and may also involve some relatively small fees), subject to the actual amount charged by the real estate trading center.
Third, the cost of buying a second-hand house: agency fee.
Generally, it is charged at 1%-3%.
The above are the answers to "What are the costs of buying a second-hand house" and "What are the costs of buying a second-hand house". In order to correctly calculate the cost of buying a house, property buyers should know in advance what the cost of buying a second-hand house is. Sometimes, the cost of buying a second-hand house adds up a lot. I hope the above answers will be helpful to property buyers. If you have other questions about the purchase cost of second-hand housing or the transaction of second-hand housing, you may wish to contact a lawyer directly for help. They will provide you with all kinds of useful second-hand housing transaction information.
These are the taxes and fees introduced by Bian Xiao for you to buy second-hand houses. I hope it will help you. What tax should I pay for buying more second-hand houses? Please continue to pay attention to the decoration of Tuba Rabbit.
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