1. How much is the monthly repayment of a 200,000 provident fund loan in 15 years?

The calculation results in Xiamen are as follows:

200,000 60.86182 (repayment coefficient) = 1217.2360.85 yuan (generally banks have discounts) = 1034.6506 yuan/month = monthly payment, your The principal is 833.33 yuan/month, and the interest earned by the bank = 1034.6506-833.33 = 201.32 yuan/month

2. With a housing provident fund loan of 200,000 yuan, what is the monthly repayment in 15 years

According to the current loan interest rate of 5.22, the monthly repayment of equal principal and interest is 1194.96, the total interest is: 158487.47, the accumulated principal and interest is 358487.47

The equal principal repayment is 666.67, the total interest is: 130935.00, the accumulated principal and interest 330935.00

Personally, I think it is more cost-effective to repay the loan in equal amounts of principal

3. How much is the monthly repayment for 15 years with a housing provident fund loan of 200,000?

The current provident fund loan The annual interest rate for a term of more than 5 years is 3.25. If the interest rate remains unchanged, the monthly repayment amount is 1405.34 yuan using the equal principal and interest repayment method. If the equal principal payment method is used, the first month repayment amount is 1652.78 yuan ( For reference only), the monthly repayment amount decreases month by month.

China Merchants Bank in some cities offers provident fund loans. Please call 95555 from 8:30-18:00 and select "2 Manual Service-"1" Personal Banking Business-"4" Personal Loan Business to enter the manual service Provide detailed information on the purpose of the loan and the city.

4. How much is the monthly repayment of a 200,000 provident fund loan over 15 years?

1. The total loan amount is 600,000 yuan.

Total repayment is 835,141.99 yuan

Interest paid is 235,141.99 yuan

Loan months are 240 months

The average monthly repayment is 3,479.76 yuan

2 , provident fund loans are provided to employees who have local urban permanent residence, have established a housing provident fund system for more than 2 years, and have paid housing provident funds in accordance with regulations. If they have insufficient funds to purchase and build a house or renovate or overhaul their own housing, they can enjoy provident fund loans.