The loan is manually reviewed, and there is a certain chance that you will call. If the loan product audit mechanism is telephone audit, then the manual customer service will call the applicant for telephone audit. Moreover, the audit mechanism does not need telephone audit, so the manual customer service will not call for telephone audit. Of course, some loan products are spot-checked, and users drawn at this time will encounter telephone audit.

When users encounter telephone audit, as long as they answer questions carefully and speak coherently, telephone audit will not affect the loan audit results.