Zhaolian Finance is a consumer finance company jointly established by China Merchants Bank and China Unicom Group. It has a phased consumption platform. If the funds are insufficient, you can try to apply for a loan from Zhilian Liangyuan. The loan amount ranges from 5 million to 200 thousand, which supports early repayment and does not require mortgage guarantee. It is a good consumer loan.

2. Arbitrary loans

Suning Finance is a well-known platform in the industry, and arbitrary payment and arbitrary loan are its famous credit products. As long as there is a line of willful loans, it can be used for shopping, decoration, tourism, education, car purchase and so on. And the quota can also be used. Shopping on Suning platform can be divided into five periods, 10, 15, etc.

3. Gome Easy Card

Gome Finance's first consumption staging platform, the quota can be used for shopping, borrowing and credit card repayment, and the term is very flexible. As long as the credit is good, you can easily borrow money if you meet the conditions. The maximum amount is 200,000, which can be recycled. The longest period can be divided into 12, which supports installment purchase of Gome stores and white bars of Gome Mall.

The provisions of the Civil Code

Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.

Article 668 A loan contract shall be in written form, except as otherwise agreed between natural persons.

The contents of a loan contract generally include terms such as loan type, currency, purpose, amount, interest rate, term and repayment method.

Article 669 The borrower has the obligation to truthfully provide information to conclude a loan contract, and the borrower shall truthfully provide the business activities and financial status related to the loan as required by the lender.

Article 670 The loan interest shall not be deducted in advance, and the loan interest shall not be deducted from the principal in advance. If the interest is deducted from the principal in advance, the loan will be repaid according to the actual loan amount and the interest will be calculated.

Article 671 Consequences of Lender's Failure to Provide Loan and Borrower's Failure to Collect Loan as agreed; If the lender fails to provide the loan according to the agreed date and amount, thus causing losses to the borrower, it shall compensate for the losses.

If the borrower fails to collect the loan according to the agreed date and amount, it shall pay interest according to the agreed date and amount.

Article 672 The lender may inspect and supervise the use of the loan as agreed. The borrower shall regularly provide relevant financial and accounting statements or other materials to the lender as agreed.

Article 673 Where the borrower fails to use the loan according to the agreed purpose, the lender may stop issuing the loan, recover the loan in advance or terminate the contract.