Legal analysis: can be extracted. After applying for a provident fund loan, if you want to withdraw the provident fund, you need to meet the withdrawal conditions of the provident fund. In accordance with the provisions of the purchase, construction, renovation and overhaul of owner-occupied housing with ownership; When retiring or reaching retirement age; Completely lose the ability to work and terminate the labor relationship with the unit; When the account moves out of the city or settles abroad; Non-local employees can withdraw from the city. In addition, when employees repay the principal and interest of housing loans, they can also withdraw the balance of housing provident fund storage to offset it.

Legal basis: Article 24 of the Regulations on the Management of Housing Provident Fund: In any of the following circumstances, employees may withdraw the storage balance in their housing provident fund accounts:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.

skill

The above answer is only for the current information combined with my understanding of the law, please refer carefully!

If you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.