1. Can I complain to the China Banking Regulatory Commission about slow provident fund loans?

It is useless to complain to the China Banking Regulatory Commission. Small banks cannot manage provident fund centers. Provident Fund Management Center is not a bank-like financial institution. The competent authority of the Provident Fund Center is the local government

In addition, the reason why the Provident Fund Center is slow in disbursing funds is because the inspection failed or the submitted materials do not meet the requirements? It’s also possible that the provident fund center doesn’t have a loan quota, and even if it passes the review, it still has to queue up for a loan? Or is the staff deliberately trying to make things difficult for you? You have to find out the reason before you can complain to the relevant department.

Everyone has to be reasonable, right?

2. Is it useful to complain to the China Banking Regulatory Commission about slow bank lending?

Bank loan approval is relatively slow and takes time. This complaint is unlikely to have much effect.

3. Is it useful to complain about slow bank lending?

The bank does not promise the borrower how long it will take to lend money. Therefore, before applying for a loan, try to choose a bank with a relatively loose quota. Under the current national purchase and loan restriction environment, it is normal for banks to be slow in lending. In addition, the disbursement speed of different loans will be different. The disbursement speed of pure commercial loans is the fastest, the disbursement speed of provident fund loans is second, and the disbursement speed of provident fund plus commercial combination loans is the slowest.

4. Can I complain about slow disbursement of bank loans?

It is useless to complain, because sometimes the disbursement time of bank loans is not controllable by the bank itself.

First, there are many people queuing up.

Second, if the current year’s loan quota is used up, you may have to wait until the new total quota is approved in the second year before you can lend money.