If you buy a house in Wu Hanyou (regardless of whether the loan has not been repaid), you can buy another house in the restricted area. The down payment for the second suite is not less than 50%, and that for the non-ordinary residence (144 square meters) is not less than 70%. But the first house is unsecured, so when buying a house, you can choose the interest rate of the first suite according to your own situation. There is no house in Wuhan, and there are loans outstanding in the whole country. According to the regulations, the minimum down payment can be 40%.

If there is no housing loan in Wuhan, you can buy it in the restricted area with a down payment of not less than 30%. In Wuhan, if you own two or more houses, you can't buy real estate within the scope of purchase restriction. In addition, across the country, if there are two or more mortgages outstanding, you can't buy a house.

According to the regulations of Wuhan, non-Wuhan registered residents who purchase the first house in Wuhan must submit proof of continuous payment of social security or personal income tax within 2 years from the date of purchase, and there is only one house. Note: Some areas (such as Hanyang) do not recognize provincial social security.

If there is no housing loan in Wuhan, you can buy it in the restricted area with a down payment of not less than 30%. There are already 1 houses and above in Wuhan, and it will not be possible to purchase them within the scope of purchase restriction. Only mortgage, no housing: nationwide housing loans (commercial loans are not included in the number of sets)

In the non-restricted area, the down payment ratio of the first suite is 20%, and the down payment ratio of the second suite is 3%. The principle of identifying the first suite and the second suite is that whether you are registered in Wuhan or not, whether you have a house in Wu Hanyou or not, as long as you have no mortgage, you can buy the first suite in the non-restricted area of Wuhan.

The first house: within the scope of the policy, the down payment is not less than 20%, a small number can, and many houses have down payment of not less than 30%. If you have a house in your name, it is a second suite, and the down payment cannot be less than 30%, while for many houses that are not limited to purchase, the down payment cannot be less than 40%. Two or more houses have two or more commercial houses in the country, and you can buy a house in full in Wuhan, but you can't apply for a loan.