The principal-agent duty of the undertaking bank in the provident fund personal housing loan business is the pre-loan investigation. According to relevant information, individual housing provident fund loans are entrusted loans issued by policy housing provident fund. Refers to the employees who regularly deposit the housing provident fund in the fund management center, buy or build their own houses (including second-hand houses) in this city, use their own property houses as collateral, and apply for loans from the fund management center with the guarantee ability of legal persons.
Provident fund loans, one of the husband and wife can not be present. How to handle the notarization entrustment?
The entrusting party shall bring the ID card, household registration book, marriage certificate, copy of the trustee's ID card and other materials and go directly to the nearest notary office for handling. After explaining the situation, the notary office has corresponding templates, and at the same time provides entrusted matters for book service. After the notarial certificate is issued, the trustee may exercise the relevant rights instead of the client with the notarial certificate and other procedures of the client.
The following documents and materials shall be submitted:
1. If a citizen intends to notarize the power of attorney, he shall submit the client's identity certificate (resident ID card and household registration book); Entrusted by a legal person, submit the qualification certificate of the legal person and the identity certificate of the legal representative; The notarization of the entrustment contract shall provide the client's identity certificate and qualification certificate as well as the trustee's identity certificate and qualification certificate;
2. Proof materials related to the entrusted matters (if the client entrusts others to handle the house sale, the client shall submit the house ownership certificate);
3. When the sub-principal applies for sub-entrustment notarization, it shall submit the certificate of sub-entrustment right;
4. Power of attorney or entrustment contract.
Extended data:
Basic contents of power of attorney
1. Name, gender, date of birth, nationality, identification, occupation, mailing address and telephone number of the client (if the client is a legal person, the full name and abbreviation of the legal person, the location of the legal person, the name and position of the legal representative, etc. );
2. The name, gender, date of birth, nationality, identity document, occupation, mailing address and telephone number of the trustee (if the trustee is a legal person, the full name and abbreviation of the legal person, the location of the legal person, the name and position of the legal representative, etc.). );
3. Reasons for entrustment. Refers to the reason why the client can't go to Chinese mainland to handle real estate matters in person;
4. Entrust matters. Refers to the specific matters that the principal authorizes the agent to represent;
5. authorization. It refers to the right restriction of the principal on the authorization of the agent, that is, "individual entrustment" or "discretionary entrustment";
6. Term of entrustment. Refers to the time limit for the principal to authorize the agent, that is, indicate the "start and end date" or "until completion";
7. Does the trustee have the right to entrust? It refers to whether the principal authorizes the trustee to transfer the entrustment right to a third party as needed in the process of agency. If yes, the authority and time limit for sub-entrustment shall not exceed the original authority and time limit for sub-entrustment.
8. Signature (or seal or fingerprint), place and date of entrustment of the client. It means that the client must sign (or seal or fingerprint) at the signature of the power of attorney, and indicate the place and date of entrustment.