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Is it illegal for Postal Bank car loans and third-party lending in other provinces?

According to the provisions of the "Contract Law of the People's Republic of China", the agreement between the parties can be freely concluded and can be confirmed to be valid as long as it does not violate laws, administrative regulations and relevant national regulations. Therefore, Postal Bank's car loan to a third party was done in another province and did not violate the law.

However, inter-provincial loan lending also involves certain legal risks. If the laws and regulations of different provinces are different, or there are regulations and regulations in different industries, the third party of Postal Bank car loan lending may face corresponding risks. Legal risks, resulting in possible violation of corresponding legal provisions.

In addition, inter-provincial loan lending may also involve compliance risks, because lenders may not fully understand the financial status of the borrower and possible fraud, which may cause the borrower to default on the loan. , thereby causing losses to lending institutions.

Therefore, when the Postal Bank car loan third party is in another province, it should be carefully considered and acted upon to avoid corresponding illegal activities.