1. Prepare business license, organization code certificate, tax registration certificate, bank account opening permit, legal representative ID card and other documents.

2. Register the unit provident fund online in official website, the city housing provident fund management center, and print the pre-registration documents generated by the provident fund official website. Some districts need to make an appointment to go to the provident fund center after online registration.

3. Prepare three originals and photocopies of enterprise business license, three originals and photocopies of organization code certificate, three originals and photocopies of tax registration certificate, three originals and photocopies of bank account opening permit, three photocopies of legal representative's ID card, company official seal, legal person seal and other materials that may be used.

4. Go to the Housing Provident Fund Management Center to open an account and submit the prepared materials. After approval, the Housing Provident Fund Management Center will issue the Power of Attorney for Bank Deduction.

5. Sign the "Power of Attorney for Bank Deduction" at the bank where the account is opened. The bank will deduct money from the company account every month according to the increase or decrease of employees and the amount of provident fund collection, and pay the housing provident fund to the special provident fund account.

Loan process after the provident fund stops lending:

1. Resume deposit: If the borrower's provident fund account stops deposit, it needs to resume deposit first and meet the minimum deposit requirements of the local provident fund management center before applying for provident fund loans;

2. Submit application: The borrower needs to submit an application for provident fund loan to the local provident fund management center and provide relevant supporting materials, such as ID card, work certificate, income certificate, real estate certificate, etc. Under normal circumstances, it is also necessary to provide the borrower and guarantor's bank flow, credit report and other information;

3. Review materials: the provident fund management center reviews the borrower's application materials to confirm whether the borrower's identity and loan application information meet the requirements;

4. Approval: If the approval is passed, the provident fund management center will notify the borrower and transfer the loan amount to the designated bank account.

To sum up, different regions or provident fund management centers may have different regulations and procedures for provident fund loans. Consult the local housing provident fund management center or bank for details.

Legal basis:

Article 26 of the Regulations on the Management of Housing Provident Fund

Workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses.

The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities.

The risk of housing provident fund loans shall be borne by the housing provident fund management center.