The house purchased by the applicant is residential in nature.

When the borrower applies for a loan at the place where he applies for a provident fund loan, the provident fund is in a normal deposit state.

The applicant or * * * and the unit where the applicant works shall pay the housing accumulation fund for the borrower continuously for at least one month according to the regulations.

The applicant has a stable income and the ability to repay the loan.

The applicant agrees to provide the loan guarantee method approved by the Center.

The applicant and * * * together with the applicant, including the spouse, have no outstanding loans or other debts except the loans transferred to the provident fund.

The "Property Ownership Certificate" or "House Pre-registration Certificate" involved in the transfer of commercial loans to provident fund loans has been completed, and mortgage registration procedures can be handled.

The normal repayment period of commercial loans is more than years, and there is no record of overdue repayment.

Portfolio loans cannot apply for commercial loans to provident fund loans.

Commercial loans to provident fund loans can only apply for pure provident fund loans.