In recent years, housing prices in Shenzhen have been rising steadily. I believe that no one has been paying attention to the housing prices in Shenzhen. Buying a house here, the house price will be higher, so the down payment that buyers have to pay will be higher. Therefore, before buying a house, we must see whether our economic strength can be satisfied. So how much is the down payment for buying a house in Shenzhen? Next, let's get to know Bian Xiao together!
How much is the down payment for buying a house in Shenzhen?
Generally speaking, there are four down payment ratios for buying a house in Shenzhen: if you buy a new house with an area of less than 144 square meters, you can also enjoy a down payment of 20%, and in other cases it is 30%; Take the first suite as an example, regardless of the size of the second-hand house, the minimum down payment is 30%; Take the second suite as an example, buying a new house or a second-hand house requires a down payment of 50%; For three suites and above, banks basically do not apply for loans and must purchase them in full.
How much is the down payment for buying a house in Shenzhen?
1. The down payment shall not be less than 30% of the total house price. For example, if you want to buy a house of 1 10,000, then the down payment should be at least 1 10,000 * 30% = 300,000. These are the algorithms for the first suite. If you buy a second suite (family as a unit), the down payment ratio of the loan shall not be less than 50%. For example, for a house with a total house price of 6,543,800 yuan, the down payment should be at least 6,543,800 yuan+0,000 yuan * 50% = 500,000 yuan.
When buying a new house, the down payment is calculated according to the proportion and loan amount. If you buy a second-hand house, you need to negotiate the down payment with the owner, as long as it is not lower than the down payment ratio (≥30%).
3, there are real estate developers, in order to attract customers to buy a house, but also introduced a down payment discount, for example, at least 30% of the proportion stipulated by the state can not be moved, developers will give you some money in advance, so first set the housing.
Bian Xiao's conclusion: What is the down payment for buying a house in Shenzhen? I hope I can help you. I believe that after reading the above, how much will you pay down for buying a house in Shenzhen? If you have more knowledge, you can refer to it in the future if you need it.
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