Can't apply for the Industrial Emergency Fund. After the approval is successful, the user can choose the term independently, and the principal and interest can be repaid in one lump sum after the expiration. Generally speaking, the application entrance is mainly in the official micro menu bar, and it is necessary to grab the application quota. If the number exceeds a fixed number, it can only be separated.

Service demand of emergency fund

Small and micro enterprises are collectively referred to as small enterprises, micro enterprises, family workshop enterprises and individual industrial and commercial households, which was put forward by Professor Lang Xianping, the chief economist in China. Financing difficulties for small and micro enterprises have always been a "chronic disease" in the financial system. According to statistics, small and micro enterprises in China have created 80% employment, 60% GDP and 50% tax, among all loans.

The proportion of small and micro enterprises getting loans is only a little over 20%. The report "Financing Development of Small and Micro Enterprises: Current Situation of China and Practice in Asia" shows that 59.4% of the borrowing costs of small and micro enterprises are between 5%- 10%. More than 40% of small and micro enterprises said that the borrowing cost exceeded 10%. Small and micro enterprises are facing a more severe economic environment.

The downward pressure on the domestic economy has increased. In the second quarter of 20 13, the development index of small and medium-sized enterprises in China was 93. 1, which was 2. 1 percentage point lower than that in the first quarter. The sudden tightening of funds in the inter-bank market has made the operating conditions of small and medium-sized enterprises worse. 20 13 in the first half of the year, new loans for small and micro enterprises nationwide were10.03 trillion yuan, accounting for 42.6% of all new enterprise loans.