(1) has valid identification and full capacity for civil conduct;
(2) Can provide a fixed and detailed address certificate;
(3) Have a stable occupation and the ability to repay the loan principal and interest on schedule;
(4) Personal social credit is good;
(5) Holding a car purchase contract or agreement approved by the lender;
(6) Other conditions stipulated by the Cooperation Organization.
Automobile loan application materials
(1) Original ID card, household registration book or other valid proof of residence, and provide its copy;
(2) proof of occupation and economic income;
(3) Car purchase agreement, contract or intention signed with the dealer.