1. If the house with loan chooses the compensation method of property right exchange in the process of expropriation, you can re-sign the mortgage contract with the bank for the house with property right exchange as the mortgage and re-register the mortgage. If no agreement can be reached on re-mortgage, the mortgagee may notify the demolished person to temporarily stop signing the resettlement compensation agreement.

2. If a house with a loan chooses monetary compensation in the process of expropriation, it may renegotiate with the mortgagee to set mortgage or claim to pay off debts. The demolition party will take the initiative to help them repay the bank loan and then deduct it from the resettlement compensation.

Content of compensation for house expropriation

According to relevant laws and regulations, the contents of house expropriation compensation mainly include:

(1) Compensation for the value of the expropriated house;

(two) relocation compensation caused by the expropriation of houses;

(three) temporary resettlement compensation caused by the expropriation of houses;

(four) compensation for losses caused by the expropriation of houses.

The value of the expropriated house includes the decoration value of the house and the value of the state-owned land use right attached to the house.

For the above terms, the relocated households should pay attention to the following points:

1. The value of the house to be expropriated refers to the price announced on the date when the expropriation decision is issued, as the appraised value of the house.

2. Due to different evaluation methods, the compensation for shutdown losses will vary greatly. Therefore, the choice of evaluation institutions is very important.

3. The use value of the state-owned land of the expropriated house is not completely equal to the location value of the house. Attention should be paid to the calculation method of the demolition party here.

4, included in the city planning area of collective land housing value can refer to the compensation of state-owned land, but the relevant expenses should be deducted.

Housing expropriation compensation method

The expropriated person can choose monetary compensation or house property right exchange. The house to be expropriated belongs to public rental housing, residential public houses directly under the jurisdiction of public houses management departments or self-run residential public houses by units, except.

The expropriated person shall submit his own application for compensation in written form to prevent the expropriated person from making the specified compensation method on the grounds of not submitting the application.