China Merchants Bank's lightning loan is a personal credit lending product. According to personal credit evaluation, banks will give loans of different amounts. Therefore, to answer the question "How much is the lightning loan of China Merchants Bank10.5 million a month", we need specific information about the loan interest rate and repayment period.

Assuming the annual interest rate is 12%, that is, the monthly interest rate is 1% (excluding other expenses), the calculation is as follows:

1. Calculate the monthly principal: 1.5 million/1 month = 1.5 million.

2. Calculate the monthly interest payable:10.5 million×1%=10.5 million yuan.

3. Total repayment amount: monthly principal payable+monthly interest payable = 654.38+0.5 million+654.38+0.5 million = 654.38+0.6 million.

Summary: According to the above assumptions, the lightning loan of China Merchants Bank10.5 million yuan needs to be repaid within one month.

Please note that the actual repayment amount may be different due to factors such as interest rate, term and credit evaluation. The specific amount is subject to the loan agreement provided by the bank.

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China Merchants Bank's lightning loan is a personal credit loan product that can quickly approve loans online. Suitable for urgent need of funds or short-term personal consumption. The loan amount and interest rate may vary according to personal credit status. Before applying, it is recommended to know the relevant interest rates, fees and repayment methods in detail and read the terms of the loan contract carefully.