The interest rate of buying a house is basically around 4.35% to 4.9%, but this is not absolute. First of all, developers may also have related business with banks. Secondly, in different banks, the loan interest rate is determined according to the repayment time of the lender. The longer the repayment time, the higher the loan interest rate, subject to the actual situation. But relatively speaking, the monthly payment will be less.

1.3. Original and photocopy of the ID card and household registration book of the applicant and spouse (if the applicant and spouse are not registered in the same household, a marriage certificate shall be attached).

2. The original purchase agreement.

3. 1 Original and photocopy of advance payment receipt for 30% or more of the house price.

4. Proof of the applicant's family income and related assets, including payroll, personal income tax bill, income certificate issued by the unit, bank deposit certificate, etc.