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A friend was defrauded of a loan from Baidu wallet, an educational institution. Can I get a refund?
If you have money, there are two ways to cancel the loan: 1. You can cancel your application at any time before clicking "Confirm Loan and Pay"; 2. After the payment is confirmed, if you want to terminate the loan, you need to negotiate with the institution to terminate the service. After the institution initiates the loan refund application, you can handle it if you have money.

Youhuahua (formerly Baidu Youhuahua) is a credit service brand under Du Xiaoman Finance (formerly Baidu Finance). You Huahua's maximum loan amount is 200,000 yuan, and the minimum daily interest rate is 1.2 million yuan. Click to enter the official measurement of Youhuahua.

To see whether a product is reliable, safe and formal, we can analyze it through its brand background, interest and expense methods, risk control and technical advantages. In the brand background, Xiaoman Finance, the former Baidu Finance, spent money, which provided personal consumer credit services to the public. As a formal credit product under state supervision, big brands are safe and reliable. In terms of interest rate, the minimum daily interest rate for easy loans for main products with capital is 0.02%, and the minimum daily interest rate for loans of 654.38+100,000 yuan is 2 yuan. The interest rate is transparent and the daily interest rate supports early repayment. The calculation method of interest rate is also very formal. In addition, from the perspective of risk control and technical advantages, the money spent is connected with the credit data of the central bank. According to the regulations of the central bank, risk control is very formal. In addition, Huaduoduo inherited the technical advantages of the original Baidu Finance, and comprehensively improved the speed of auditing and lending through multiple technical means such as AI intelligence, with the fastest approval in 30 seconds and the fastest lending in 3 minutes. Generally speaking, the money spent is still very formal, reliable and safe, and users can use it with confidence. In addition, there is no pre-loan fee, no manual application and manual withdrawal. The amount of Fuguihua is systematically evaluated, and manual intervention is impossible, so if you have any questions, please remember to contact Fuguihua's official customer service (95055), don't trust private customer service, and beware of fraud.

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