1, ID card, aged 23-55;

2. Work certificate: working in a regular unit in Shanghai (foreign customers with long-term residence permits can also work in Shanghai)

3. proof of income: if the monthly income is more than 4,500 (punching salary), the bank will print the tax bill for the last 3 to 6 months or the last 3 months.

Two. Microfinance details:

1, service time: 3~36 months.

2. Loan amount: 8,000-500,000 (equal repayment of principal and interest every month)

3. Monthly handling fee: 0.75%, 9% a year, 1 0,000 yuan, only 75 yuan interest is needed in January, and 900 yuan is needed in one year. In addition, you can choose to settle the full handling fee directly in advance in the month after handling the loan, and the handling fee is 0.60% per month.

The comprehensive monthly interest rate is generally 0.77%-0.99%, and some high-quality enterprises also have discounts (top 500 enterprises, institutions, doctors, teachers, etc. ).

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I am a bank loan officer who specializes in corporate and personal loans. You can ask me directly.

The user name is my contact information.

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