Loans need to be mortgaged or guaranteed, and interest must be paid. This is a short-term investment. Paying a certain fee in the short term is more cost-effective in the long run, because the later income is entirely under your control.

Financing is a long-term investment that distributes profits to shareholders according to the amount of capital contribution. During the existence of a company, it always needs to pay the interests of investors.

Investment company, you plan and manpower, the investment company recognizes you, pays you to do it, supervises you to lead you, and after success, the investment company earns part and you earn part. The less you invest in this kind, the less you gain.