Companies like this are usury companies, also known as small loan companies, and are "companies" run by people with underworld influence. They are not harsh on the borrower's conditions. They just come to your house and think they can borrow money if they have a house, but the loan is easy to repay. They will not only deduct some money from your principal at the next payment, but also raise interest in disguise on the grounds of the fees charged by the company. Generally, the monthly interest rate is above 10 points. That is, the principal 10000 yuan and the interest 1000 yuan. If you can't repay the interest and principal after maturity, people will use violence to collect debts, and the consequences will definitely make you and your family miserable. I hope you will consider the consequences and carefully lend to these companies (of course, there are some formal companies).