Can't you get a full loan without a house?
When buying a house, everyone should pay attention to checking the property right certificate of the house so as not to affect the loan processing. A house without a real estate license cannot be loaned, because it needs to be mortgaged with a real estate license when handling mortgage loans. No real estate license means that the purchaser only has the right to live in the house and has no right to use it.
Can I buy a house without a real estate license?
You can buy it, but it depends on the situation:
1, the house of the relocated households is the most cost-effective, but it is often bought without a certificate, and the full amount is traded or after the final payment is made. I promised to change my name. In fact, if the demolition office disagrees with the name, it means that the file has not been changed. It wasn't your name in the end, I met it! Therefore, we must pay attention to the names of all demolished houses. Try not to buy it. If it's just for life, it's nothing!
2. In a large residential area, some developers have not yet issued certificates, so you can buy at this time. However, the contract must be an intermediary contract with legal effect, which must be improved. Transfer records must be kept, and receipts must be handprinted. Just wait until the certificate is issued.
3, uncompleted residential flats, that is, for many years, without a permit, the developer ran away. This is almost never the type of card, which does not affect the residence, but the compensation for demolition without a card is another matter!
4. Small property rights. Generally speaking, this mainly involves the compensation for unlicensed demolition. Don't ask for high compensation for demolition without a certificate. Just make up for more than half of others, because now it is certified!
If you buy a house without a real estate license, you should be cautious. You must find out what kind of house it is, so as not to affect your rights and interests. The above is about the full loan without a house. Is it okay? Can I buy a house without a real estate license? If I buy a house, I suggest that I should pay attention to the type and nature of the house and choose a suitable house to live in, which will be more comfortable.