consumer loans cannot be used for investment. When a borrower applies for a consumer loan, the lending institution will ask the borrower about the purpose of the loan or ask the borrower to provide proof of the purpose of the loan.

As a rule, loan funds are strictly forbidden to be used for investment and wealth management, insurance purchase and other purposes. Once the risk control department of the bank finds or suspects that your funds are used unreasonably, it is very likely that it can order you to repay in advance.