No. 380, Chengzhong Road, Jingshan City, Jingmen City, Hubei Province. The Jingshan Anti-Fraud Center reminds you not to trust loan advertisements in various phone calls and text messages, and to be careful when clicking on unknown links. To apply for a loan, you must go to a formal financial institution. Regular loan companies will not require borrowers to pay certification fees, security deposits and other fees before applying for a loan. Any online loan that requires payment first is a scam.