You can extract them all at once. But the amount is limited, and the remaining amount cannot be less than one year's deposit amount. If it is a loan to buy a house, it can be mentioned once a year, and this amount is also limited. The balance is not less than one-year deposit, and the withdrawal amount is not more than one-year mortgage amount. Housing provident fund can be divided into on-the-job withdrawal and resignation withdrawal, non-cancellation withdrawal and cancellation withdrawal. No matter what kind of extraction, as long as it meets the corresponding conditions, it can be extracted at one time.

Legal analysis

Conditions for withdrawal of provident fund: I am dead or declared dead; I and my family members have an accident due to a major illness, or a major injury accident has caused difficulties in family life; Family life is seriously difficult due to natural disasters or other emergencies. Under normal circumstances, if an employee is re-employed in the local area after leaving his job, the original unit shall handle the formalities of sealing up the housing provident fund for the employee, and then the unit manager shall go through the transfer formalities through the online service hall (unit version) or to the collection business agency. Those who are not re-employed after leaving their jobs can generally be dealt with in the following two ways: first, they are transferred to centralized sealed households for centralized management, and the procedures are basically the same as those for local re-employment; Second, for those who meet the conditions for the termination of labor relations between employees and units with non-local hukou, they can apply for cancellation of their hukou. The extraction of housing provident fund, also known as housing provident fund, first needs to meet the prescribed extraction conditions, but in the case of employees resigning, not everyone can actually extract the provident fund. Generally speaking, for those workers with non-local household registration, they can cancel their accounts and withdraw money after resigning. Employees with local accounts cannot withdraw provident fund directly after resigning, unless there are other circumstances that can be withdrawn.

legal ground

"Regulations on the Management of Housing Provident Fund" Article 24 Employees may withdraw the balance of the housing provident fund account under any of the following circumstances: (1) purchasing, building, renovating or overhauling their own houses; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income. In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.