Calculation formula of equal principal and interest: monthly repayment amount = principal * monthly interest rate *( 1+ monthly interest rate) * loan months /( 1+ monthly interest rate) * repayment months-1.
Monthly interest rate = annualized interest rate/12
65,438+0,470,000 yuan divided into 30 years. If calculated according to the annual loan interest rate LPR of 4.60%, the total interest is * * * 397,394.27 yuan, the total repayment is 867,394.27 yuan, and the monthly payment is 2,409.43 yuan.
24,700, 30 years. If the annual interest rate of the loan is 4.9%, the total interest is * * * 427989.6 1 yuan, the total repayment is 897989.6 1 yuan, and the monthly payment is 2494.42 yuan.