Case 1: College students borrowed more than 200,000 from their classmates to gamble.
A college student in Hangzhou lied that there is a shipyard at home and a hotel in Singapore, and his generosity is the standard in the eyes of his classmates. After gaining the trust of his classmates, he tried to prove his ability to his family by doing purchasing business, but in the name of lack of start-up funds, he defrauded his classmates to help him borrow money from the Internet financial platform. After getting the money, he used it to gamble and eventually lost it all.
Case 2: 30,000 mobile phone loans bought by college students rolled into more than 700,000 liabilities.
A college student in Hubei applied for an online loan from June 5438 to 10 last year in order to buy an Apple 6 mobile phone and other expenses. Subsequently, he robbed Peter to pay Paul, kept looking for loans from other small loan companies to pay off debts, and finally owed more than 700,000 to many companies, while the original amount was only 30,000.
Case 3: A college student in Henan borrowed a million dollars in the name of his classmates and finally redeemed it with his life.
Recently, Zheng Xiao, a sophomore in Henan College of Animal Husbandry Economics, served as the monitor of the class. Nearly 30 students helped him "brush the bill online". He borrowed money from various online lending platforms in the name of his classmates, with a total amount of more than 580,000 yuan. Contact with online gambling, and finally Zheng Xiao died in Qingdao.
Second, how terrible is the illegal campus loan of Yangzi Evening News? Junior boys are deeply involved and owe more than 300 thousand.
Campus loans are not terrible. What is terrible is those college students who borrow money for unnecessary consumption knowing that they have no repayment ability.
Third, how should college students face campus loans scientifically
The appearance of campus loan has solved the tuition problem of college students for many poor families. The original intention of campus loan is good, but there are countless cases of students and depression caused by campus loan every year.
College students should face campus loans scientifically. From the financial point of view, college students are high-quality loan targets. Nowadays, the concept of early consumption is deeply rooted in the hearts of the people, and loans are addictive, and no money has been made; Some loans are borrowed from parents at home. In the face of bad collection from various financial institutions, they may even. As a university with strong self-esteem, you will tend to be depressed. Therefore, college students' loans must be faced scientifically, not because they want to refuse loans. If they want to borrow, they have to find something reliable and important, and they are not ashamed. On the contrary, people who can face the loan scientifically will find ways to make money and repay the loan. College students have the ability to make money and will have more social experience than others after leaving society. This is very valuable and should be supported and encouraged.
The education department and the China Banking Regulatory Commission are also opening some green channels for college students' campus loans. Therefore, as long as college students can face campus loans scientifically and need loans, they should take campus loans with formal platform loans; Don't worry about being cheated and met at all.
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Fourth, the campus loan case
"Excuse me, is this XXX? We are from China Banking Regulatory Commission. You applied for a campus loan at the university, so check with you. " Recently, college students have become targets of molecules. Recently, according to the statistics of the Anti-Center of Zunyi Public Security Bureau, in recent years, new scams under the pretext of' cancellation of campus loans' have appeared frequently all over the country. Molecules pretend to be customer service staff of lending institutions and cheat on the grounds that' the campus loan quota needs to be cleared and cancelled, and the credit information will be affected if it is not cancelled', and many citizens are fooled. Case 65438+On September 9th, Mr. Zhao received a strange long-distance call. The other party claimed to be a staff member of the China Banking Regulatory Commission, claiming that Mr. Zhao applied for a campus loan during his college years, and now he can help him cancel his campus loan account. At first, Mr. Zhao didn't believe it, but the other party claimed that if he didn't cancel his campus loan account, it would affect his personal credit information and affect his future loan to buy a house and a car, so Mr. Zhao agreed. Watch Industry Tourism On September 10, Ms. Chen, a citizen, suddenly received a phone call claiming to be the customer service of the loan company. The other party claimed that the 9,000 yuan "campus loan" borrowed during Xiao Chen University has not been returned. Now the country is vigorously rectifying campus loans. If Xiao Chen doesn't pay back the money, it will affect his personal credit information. Although Ms. Chen didn't borrow campus loans during her school days, Xiao Chen believed her, because the information provided by the other party was not bad at all. The other party suggested that as long as she did what she said, she could help Ms. Chen clear the loan record, and her personal credit information would not be affected. The police reminded that "the liar asked the victim to check various loan platforms. When the victim opens various loan platforms, he instructs the victim to operate as required through the "* * * enjoyment screen". In fact, it is to let the victim transfer the money from the loan platform and then cheat it for various reasons. " The police in the downtown defense center said that if the victim was eager to erase the loan record, he would listen to the liar. In this regard, the police reminded that personal credit information should be inquired through official channels. All the calls claiming to be customer service of the loan platform mentioned keywords such as "loan record during school", "affecting personal credit information" and "canceling loan account". Look at Zunyi's related questions and answers: the first borrowing process of installment music is as follows: users apply for registering installment music accounts; After that, you need to open a music card, and after the music card is successfully opened, you will get a loan amount; After filling in personal information, it will directly display the consumption quota and loan quota of Leka; Select the loan amount, and then the user can apply for withdrawal. It should be noted that the application for cash withdrawal needs to pass the loan review of installment music. First, download the installment music APP. If you want to get a installment loan, you must first download the installment APP on your mobile phone. 2. After downloading the installment music APP, click login to enter the installment music app home page. 3. Click the cash withdrawal button, and you can see the credit wallet column on the homepage of installment music. Click the cash withdrawal button on the credit wallet page, that is, the "borrow some flowers" button. 4. Select the item and amount, and then click the cash withdrawal button. After the page jumps, select the items you want to consume and the specific amount you want to withdraw. 5. After submitting the withdrawal application and confirming the consumption items to be selected and the withdrawal amount, you can directly submit the withdrawal application and confirm the withdrawal slip information after submission. Select the preferential form on the order details page, and you can also clearly see the related service fees and handling fees. 6. After entering the password to confirm the order information, you can enter the transaction password. Seven, after the password is approved, the system is approved, and the money is transferred out. 1. Staged Music belongs to Shenzhen Staged Music Network Technology Co., Ltd., which was established in Shenzhen on 20 13. It is the leading Internet consumer finance service provider in China and the first member of China Internet Finance Association. In terms of business model, Staging Music cooperated with JD.COM Mall and many partners, starting with buying mobile phones by Staging Music, and gradually expanding to the whole 3C digital, outdoor sports, beauty care, education and training, eating, drinking and having fun, etc. 2. By April, 2065438+2006, Staging Music had more than 8 million registered users, providing various support for the rational consumption of young people and white-collar workers. In 20 15 years, the annual sales of installment music exceeded 10 billion RMB, and the monthly sales exceeded 2 billion RMB. The installment loan process is simple and clear at a glance. The process is as follows: first, install a staged mobile phone APP and enter the home page; Secondly, to log in or register, just enter your mobile phone number, name and ID number. Then go back to the installment home page and click "Lehua Loan" at the top to add personal information, such as work and education. Finally, just wait for the system to give quotas. Operating environment: redmi k40mui12.5.8 mobile phone model: Redmik40GamingGaming browser: Baidu 12.59.5. 10.