I would like to ask, can I get a loan to buy a house in Fuyun County, Altay City, Xinjiang? Is the policy the same as that of the mainland? There is a suitable real estate introduction. Thank you very much.
You can borrow money to buy a house. If you have a provident fund, you can apply for a provident fund loan; If not, apply for a commercial loan, but the interest rate will be higher. At present, there are basically two repayment methods for individual housing loans: one is equal principal and interest repayment, and the other is equal principal repayment. The advantage of matching principal and interest repayment is that borrowers can accurately grasp the monthly repayment amount and arrange family income and expenditure in a planned way. Average capital's repayment method is more suitable for individuals who have strong repayment ability at the initial stage of repayment and want to pay a large amount at the initial stage of repayment to reduce interest expenses.
As for real estate introduction, you can go to the county seat, which is not big.