1. The enterprise with pledged equity holds a board meeting or shareholders' meeting and makes a resolution on equity pledge.

2. The borrower of the equity pledge loan shall provide the following information when applying for the pledge loan from the lender:

(1) Application for the equity pledge loan.

(2) the borrower's financial statements (balance sheet, income statement, etc.) at the end of last quarter.

(3) the assets evaluation report of the equity pledge company in the last fiscal year.

(4) the certificate that the equity pledge company agrees to pledge the loan. Where the equity of a joint-stock company is pledged, it shall be submitted to the board of directors or the shareholders' meeting for approval of the pledge. Where the equity of a limited liability company is pledged, a copy of the equity pledge recorded in the register of shareholders shall be issued.

(5) Other materials required by the lender.

3. The borrower and the lender of the equity pledge loan shall sign the loan contract in written form.

4. Both the pledgor and the lender shall conclude an equity pledge contract in writing; The equity pledge contract can be concluded separately, or it can be a guarantee clause in the loan contract.

5. within 15 days from the date of signing the equity pledge contract, the parties to the equity pledge loan shall register with the industrial and commercial administration for the pledge of equity with the equity pledge contract, and hand over the equity to the industrial and commercial administration for registration and custody within the time limit stipulated in the contract. The registered items of equity pledge include: the names of the pledgor and the pledgee; The name of the company where the pledged equity is located; The amount of pledged equity.

6. An enterprise shall apply to the administrative department for industry and commerce for registration of establishment of equity pledge, and shall submit the following materials:

(1) An Application for Registration of Establishment of Equity Pledge signed or sealed by the applicant.

(2) A copy of the register of shareholders of a limited liability company with the name of the pledgor and its capital contribution recorded, or a copy of the shares of the joint-stock company held by the pledgor (both of which shall be stamped with the company seal).

(3) pledge contract.

(4) a copy of the pledgor and pledgee's subject qualification certificate or the identity certificate of a natural person (if the pledgor and pledgee belong to a natural person, they shall be signed by themselves, and if they belong to a legal person, they shall be affixed with the corporate seal, the same below).

(5) Other materials required by the State Administration for Industry and Commerce.

if the designated representative or * * * acts with the entrusted agent, the certificate of the applicant's designated representative or * * * with the entrusted agent shall also be submitted. The applicant shall bear legal responsibility for the authenticity of the application materials, the legality and validity of the pledge contract, and the integrity of the pledged equity rights.

7. The lender handles the loan according to the loan contract and the Registration Certificate of Equity Pledge.

8. The interest rate and term of the equity pledge loan are determined according to the relevant regulations of the People's Bank of China.

it needs to be clear that the process of equity pledge is complicated. Although there are many links in handling equity pledge, the steps are still clear. The parties can submit the required materials according to the above-mentioned steps for legal identification. If they are not clear, they can consult the staff to find out.