Can the loan be repaid immediately?
If the loan is a one-time credit and revolving loan, whether it can be released immediately after the loan is paid off depends on the recovery of the loan amount. After all, the loan can only be refinanced if there is a quota. However, most loans can only be resumed once if they are not fully paid off, such as how much they are resumed, and they are all resumed in real time, so they can be re-loaned immediately.
However, it should be noted that even if the loan is made again on the same platform, it needs to be re-examined. Does not mean that the previous loan can be successful, and the next loan can be successful. In addition to referring to previous loan records, the borrower's current credit status is very important.
1. For example, the borrower has been to loans overdue before, and although he has repaid the loan, the overdue record will be filed in the system, and the loan may not be approved just after repayment. Because the time interval between repayment and loan is short, both of them occur on the same day, which may be considered as supporting loans with loans.
2. If the borrower's previous loan is not overdue, but the borrower's other credit business is overdue, or because of some bad behavior, the borrower may not be allowed to give up. Especially if there is a continuous record of three tired six, bad debts, compensation, etc. Nine times out of ten, I will refuse.
3. If the borrower lends money immediately after repayment, the loan platform will check the credit information during the audit and find many loan records and credit card records. In terms of credit information, the overall debt ratio of outstanding debts is above 50%, so it is not easy to lend money, because this kind of borrower's repayment ability is not very good, and the potential loan risk is great.
The above is the introduction of "Can I borrow money immediately after the loan is repaid?". I hope it will help everyone.