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Can ordinary people borrow 600 thousand in the bank?
can

As long as your personal credit meets the requirements of the bank.

For example: 1 If you have a house (real estate), a car or valuable "big things" (such as machinery and equipment), or cattle (productive livestock), you can use them as collateral and apply for a mortgage loan from the bank. The amount of loan you can get is related to the value of the collateral. 2. If you own movable property such as treasury bonds, bonds and certificates of deposit, you can also pledge it to the bank to apply for a pledge loan.