1. The borrower applies for mortgage loan to the loan bank.
2. The loan bank shall examine and approve the loan application.
3. The borrower handles the guarantee procedures and mortgages the collateral to the loan bank.
4. Sign a loan contract.
5. The loan bank issues loan funds to the borrower's account.
2. Does CCB know your mortgage application process?
1. Go to the homepage of "CCB Know You" App or applet, and select "I want a loan";
2. Choose "quick mortgage loan" or "quick mortgage loan for individual industrial and commercial households";
3. Click "Apply Now";
4. Upload the real estate information according to the system prompt, and check the loan application amount;
5. In the "loan service bank" column, select the institution that you used to loan, and then click "Next".
6. Complete the follow-up operation according to the page prompts, and upload relevant pictures such as business license, real estate license and ID card (optional);
7. Check the application content and submit it.
3. Want to know about the process of bank mortgage loan?
Enterprise application process 1) SMEs apply for loans: applicants need to provide business licenses, tax registration certificates, organization code certificates, loan cards, recent financial statements and other materials that have passed the annual inspection; 2) Credit review and loan review of lending institutions; 3) The loan enterprise signs a contract with the loan institution; 4) Lending institutions issue loans.
4. What is the process of bank mortgage loan?
1. The borrower applies for mortgage loan to the loan bank.
2. The loan bank shall examine and approve the loan application.
3. The borrower handles the guarantee procedures and mortgages the collateral to the loan bank.
4. Sign a loan contract.
5. The loan bank issues loan funds to the borrower's account.