1. The longest loan term of used car loans is 3 years. When applying for a second-hand car loan, there are six installments, 12 installment, 24 installment and 36 installment for users to choose from. Different lending institutions have different periods. In addition, the second-hand car loan also requires that the age of the car should not exceed 7 years, and the down payment of the car buyer must be above 50%.

2. The lending institution will review the borrower's personal qualifications, and the loan life of the used car will be approved by reviewing the qualifications, but the longest approved life will not exceed 3 years.