After a few days of summarizing and comparing the pension annuity insurance, Sister Mei spent a few days summarizing and comparing dozens of additional whole life insurance!
After the comparison, let's see which additional whole life insurance is cost-effective. What's the ranking?
Not much to say, first on the picture. Take a 30-year-old male as an example, 200,000 yuan per year for five years:
Personally, I believe that Sister Mei wants a bigger picture.
20. Add whole life insurance, ranking by cash value:
1 dingcheng life Ding Feng No.2
Features: the cash value is very high, and you can attach a universal account, increase insurance, reduce insurance, and pay off insurance. You can also convert annuity insurance later and get your money back quickly! No matter from which aspect, this increased whole life insurance is a very cost-effective product!
2 the patron saint of caring for life
Features: high cash value, with aviation accidents, support for reduction settlement and annuity conversion rights; You can pay monthly.
3 Xintai Life Ruyi Zun (Yao Xing Edition)
Features: high cash value, aviation accident, can increase insurance, reduce insurance, pay off and reduce insurance.
4 Life in Beijing Love handed down from generation to generation in Beijing.
Features: high cash value, aviation accident protection, general account.
5 Xintai Life Ruyi Zun 3.0
Features: high cash value, support for aviation accidents, and reduced compensation.
6 Love Life Yingshanhong
Features: high cash value, universal account support, reduced payment, quick repayment and monthly payment.
7 ruitai Life enjoys happiness.
Features: Support universal account; The business owner can be the insured, which is the biggest feature of this increase in whole life insurance.
China and China win.
Features: high cash value, with aviation accidents.
9 Golden History of Life (Gold Edition)
Features: universal account, insurance increase, insurance decrease and deduction settlement are supported; Go back to the way it was!
10 Huaxia Life Monopoly 2.0
Features: support universal account, reduce settlement and annuity conversion rights.
1 1 fosun Baode Xin Xing Jia Rui
Features: it can be docked with the old-age community; Support the right to increase insurance, reduce payment and annuity conversion; It can be paid monthly.
12 even China life xinlilai
Features: self-contained high-speed rail and aviation accidents.
13 Everbright Yongming Guangming Supreme
Features: bring your own aviation accident; Can dock the old-age community and support the reduction of settlement; High cost performance. Among the products connected with the old-age community, this increased whole life insurance is very cost-effective!
14 China Merchants Cigna He Rui 1 No.
Features: support for deduction settlement, endorsement by China Merchants Bank, and joint venture insurance enterprise!
15 Long life is better and better
Features: Support for restore and settlement.
16 Tongfang has been handed down from generation to generation in the world.
Features: Follow the rules and pay monthly fees.
17 No.8 AXA New Ruyi of ICBC
Features: Support reduction settlement, endorsement by ICBC, and joint venture insurance enterprise! Strong strength!
18 Sino-British Life Insurance New Stone Xiangcheng
Features: bring your own aviation accident, support insurance deduction and annuity conversion rights; It can be paid monthly.
19 Italian life lasts forever, and I love it from generation to generation.
Features: support general account and deduction settlement; It can be paid monthly.
20 years old Taikang life insurance Tianfu
Features: it can be docked with the old-age community; Support the right to reduce the conversion of insurance and annuity
Final summary:
Mei Jie analyzed and summarized so many incremental whole life insurance. Objectively speaking, no product is perfect and can meet everyone's needs. After all, everyone's needs are different, and what suits them is the best!
Learn more about product evaluation, insurance strategy and popular insurance knowledge, and pay attention to the insurance exploration in Mei Jie.
Let you not spend money indiscriminately!