5 insightful articles on long-term loan contracts

The lender’s rights include the right to stop the loan, withdraw the loan early and terminate the contract. So do you now know what the contract looks like? I am here to share with you some insights into long-term loan contracts, hoping it will be helpful to you.

Long-term loan contract summary 1

Party A (the entrusting party, the seller): ID number: Address: Contact number: Party B (the entrusting party, the buyer): ID number: Address: Contact number: Party C (trustee): Shenzhen Nuoxin Financing Guarantee Co., Ltd. Tel: __ _ Fax: ___

Address: 15th Floor, Shenmao Commercial Center, Xinxin Road, Futian District, Shenzhen

Due to the purchase and sale of real estate, Party A and Party B have specially entrusted Party C to provide cash redemption, transfer, mortgage and other services to ensure the smooth progress of this real estate transaction. This contract was concluded after full negotiation between the three parties. Each party agrees on the terms of the contract. The literary and legal meanings are fully understood.

Article 1 Party A and Party B have signed a real estate sales contract. Party A sells the real estate located in (real estate certificate number:) (hereinafter referred to as the real estate) to Party B. The total sale price is RMB (in capital letters). . The real estate transaction conditions are completely determined by negotiation between Party A and Party B. Party C does not bear any responsibility for the real estate transaction.

Article 2 Party A and Party B agree to pay the purchase price of the property in the following ways:

a. () one-time payment method, Party B pays one-time RMB (in capital letters)

b. () bank mortgage loan method, Party B pays the first installment in RMB (uppercase) yuan, and the supervision is in a bank branch recognized by Party A and Party B (hereinafter referred to as the mortgage loan bank), and applies for a mortgage loan in RMB (uppercase) yuan (hereinafter referred to as the mortgage loan bank) , and use the property transferred to Party B’s name as a mortgage for the mortgage loan bank.

c. () bank mortgage loan method, Party B’s down payment of RMB (in capital letters) yuan (including: Party A collects a deposit for supervision in a company recognized by Party A and Party B, and Party A submits the settlement request to the supervision company on its own) Pay.) Apply for a mortgage loan of RMB (in capital letters) from (hereinafter referred to as the mortgage bank), and set a mortgage for the property transferred to Party B's name.

Article 3 Party A has carried out mortgage registration (hereinafter referred to as original mortgage registration). At present, there is still a partial loan principal and interest balance of *** RMB (uppercase) yuan (hereinafter referred to as the original loan balance) that has not been repaid.

Article 4 Party A applies to Party C to use cash RMB (in capital letters) yuan (hereinafter referred to as the property redemption money) to pay off the property in advance on behalf of Party A.

Article 5 Party C has the right to decide to provide cash redemption services when all or part of the following conditions are met:

1. Party A and Party B have proposed to Party C A written application and submission of various materials to Party C (see Article 6 for details);

2. The lending bank has signed a loan contract and a mortgage contract with Party B, and issued a letter of commitment agreeing to the mortgage loan ;

3. The original lending bank has agreed to Party A’s early repayment of the original mortgage loan;

4. Party B has paid or supervised the down payment of the house purchase in a proportion approved by Party C;

p>

5. The property has not been sealed, detained, supervised, prohibited or restricted from being transferred or mortgaged in any way;

6. Party A and Party B have provided the property as requested by Party C. Counter guarantee;

7. Party A and Party B promise not to be defendants in property litigation during the business handling period, and issue a letter of commitment to Party C;

Article 6 Party A and Party B agree to Provide the following relevant information at the request of the party:

1. ID card (household registration book), marriage certificate, income certificate, workplace, home address, etc.;

2. The original name of the property Mortgage Contract", the original "Sales and Purchase Contract", a copy of the real estate certificate, and a property evaluation report;

3. The repayment passbook record of the original mortgage loan of the property and the repayment list issued by the bank, water and electricity property management fees List;

4. The "Purchase and Purchase Contract" for the property signed by Party A and Party B, the purchase deposit receipt, and the down payment supervision agreement;

5. The original lending bank agrees to repay the loan in advance. Approval, approval document/loan contract from the lending bank agreeing to the loan;

6. Other information required by Party C.

Article 7 Party A and Party B shall issue a notarized power of attorney to Party C to handle relevant matters on their behalf;

Article 8 Party A and Party B guarantee that:

1. Party A and Party B have the capacity for civil rights and full capacity for civil conduct. This contract is the true expression of the will of Party A and Party B.

2. All documents, materials and information provided by Party A and Party B to Party C during the signing and performance of this contract are true, accurate, complete and effective. If Party C suffers losses due to falsehood, Party C shall compensate Party C for the losses.

3. Party A has the legal right to dispose of the real estate. If the real estate is owned by ***, its disposal has been approved and authorized by the *** owner. If the property is in a rental state, the current lessee of the property has waived the right of first refusal in writing.

4. If Party A dies, disappears, or loses capacity for civil conduct during the handling of entrusted matters, Party C's handling of entrusted matters in accordance with this contract will still be valid.

Article 9 Party A agrees that the property redemption service fee under this contract shall be calculated based on the cash redemption amount provided by Party C within the days from the redemption of the property to the completion of the business, and the amount shall be RMB (in capital letters) Yuan , The acceptance fee is RMB (uppercase) yuan. Party A shall pay RMB (uppercase) yuan in one lump sum before redeeming the property. If it exceeds the period, an additional fee of (amount) will be charged every day.

Article 10 Party A and Party B agree that Party C’s charge for providing cash redemption services for loans shall be one charging time unit per month. Party C shall have the right to charge each month at the fee agreed in Article 9 of this contract. A cash property redemption service fee is charged every one month.

Article 11 The expenses incurred by Party A and Party B when handling affairs on behalf of Party C in accordance with this contract shall be borne by Party A and Party B (including but not limited to notary fees, transaction deed taxes, mortgage registration fees, file inspection fees, evaluation report fees, etc.), Party A and Party B shall pay it in a timely manner after receiving the payment notice from Party C or relevant departments or institutions.

Article 12 Party A and Party B agree that after signing this contract, Party C has carried out (including but not limited to) one of the following tasks:

① Reviewed the information provided by Party A and Party B

②Investigated the property rights status of the real estate;

Regardless of whether the loan is ultimately established or the real estate sale is established or the contract is terminated, Party C has the right to receive all Neither Party A nor Party B has the right to request refund or reduction of the cash property redemption service fee.

Article 13 Both Party A and Party B agree to deposit the down payment into Party C (account name and account opening bank) or an account approved by Party C. If Party A and Party B breach the contract and cause losses to Party C, Party C shall have the right to claim priority for repayment with the down payment. Article 14 After Party C redeems the property, if the real estate transaction cannot proceed smoothly due to reasons other than Party C's failure to effectively supervise Party B's purchase money, and Party A cannot recover the property redemption money, Party A and Party B agree that Party C Party A will re-apply a mortgage loan for the house to repay Party C's cash redemption payment, and all costs shall be borne by Party A.

Article 15 In order to ensure the smooth progress of the matters agreed in this contract, parties A and B agree to entrust Party C to handle the early repayment, file check, cancellation of the original mortgage registration, property rights transfer registration, and application for the real estate. Obtain real estate certificate, re-mortgage and other related procedures. During the above process, the real estate title certificate is held and kept by Party C. After Party A and Party B authorize Party C to entrust Party C, they shall not cancel Party C's entrustment authorization or handle the entrusted affairs by themselves or entrust a third party to handle it without Party C's consent. Otherwise, Party C has the right to unilaterally terminate this contract or require Party A to repay the property redemption money in advance or independently handle the real estate and use the proceeds to repay the property redemption money in advance.

Article 16 The parties make it clear that this contract excludes the application of Article 410 of the "Contract Law of the People's Republic of China" regarding "the entrusting party and the entrusted party may terminate the entrustment contract at any time" This contract shall not be terminated except in accordance with the provisions of this contract or by consensus among the three parties.

Article 17 If there is evidence that Party A or Party B has provided false information or concealed the true situation, or Party A does not meet the required conditions, Party C has the right to terminate this contract.

Article 18 If this contract is terminated according to this contract, if Party C has not redeemed the property, the property redemption service will no longer be provided. If Party C has completed the redemption of the property, Party A must repay Party C. Party B shall be jointly and severally liable for the repayment of the property redemption money and corresponding interest; if Party C has collected the cash property redemption service fee and acceptance fee, Party A and Party B shall not claim return from Party C; if Party C suffers losses due to the termination of the contract, Party A and Party B shall compensation.

Article 19 If Party A breaches the contract and fails to fully perform this contract, Party A shall pay Party C a liquidated damages equivalent to 50% of the property redemption amount. If the transfer of the property cannot be completed or the mortgage cannot be set, Party A shall repay Party C's redemption money in advance; Party C shall compensate Party C for losses caused.

Article 20 If Party B breaches the contract and fails to fully perform this contract, Party B shall pay Party C a liquidated damages equivalent to the redemption amount of RMB 50; if the transfer of the property cannot be completed or the mortgage cannot be set, Party A If Party C cannot repay Party C's property redemption money in advance, Party B shall bear joint liability for repayment; Party C shall compensate Party C for losses caused.

Article 21 If Party A and Party B violate the provisions of Article 15 of this contract, they shall pay Party C a liquidated damages equivalent to 50% of the property redemption amount; if Party C suffers losses, Party C shall be compensated.

Article 22 During the period when Party C holds and keeps the real estate certificates and other property ownership certification documents of Party A and Party B, Party A and Party B shall not falsely report the loss or go through the procedures for reporting the loss. If the above behavior occurs, then If it is regarded as a breach of contract, Party C, in addition to pursuing its legal liability in accordance with the law, also has the right to require the defaulting party to pay liquidated damages equivalent to 50% of the property redemption amount. Party C shall be compensated for any losses caused. Article 23 Guarantee terms: The guarantor (ID number: ) voluntarily assumes joint and several liability for all related expenses that Party A should bear under this contract.

Article 24 Any disputes arising from the signing and performance of this contract must be resolved through negotiation between the parties. If negotiation fails, a lawsuit shall be filed with the People's Court where Party C is located.

Article 25 This contract shall take effect after being signed by the authorized signatories of each party and stamped by Party C. It shall be made in triplicate, with each party holding one copy, and shall have the same legal effect. This contract terminates when the warranty liability is terminated.

Article 26 Additional Terms Party A (Seller) Party B (Buyer) Party C (Assigned Party) Guarantor

(Person with authority to sign) (Person with authority to sign) (Person authorized to sign) Telephone number

Date: Year Month Day Date: Year Month Day Date: Year Month Day Date: Year Month Day Long-term Loan Contract Essay Chapter 2

Lender: (hereinafter referred to as Party A)

Borrower: (hereinafter referred to as Party B)

Guarantor: (hereinafter referred to as Party C)

Party B provides payment to Party A due to business needs Party C borrows money from Party B and Party C is willing to provide guarantee for Party B. In order to clarify the rights and obligations of each party, Party A, Party B and Party C shall comply with the relevant legal provisions and reach consensus through consultation to enter into this Agreement and hope that *** will abide by it and implement it:

1. Loan amount: _____________

Party B borrows money (in RMB) from Party A in capital letters: ____________ (￥: )

2. Borrowing period:

The loan period starts from the day of the year to the day of the year and lasts for years. After the expiration of the term, Party B shall return Party A's principal (RMB) in full.

3. Guarantor Responsibilities:

In order to ensure the performance of this agreement, we are willing to jointly and severally bear the responsibility with Party B to return the principal and interest of the loan as liquidated damages, as well as the liability incurred by Party A in the process of collecting debts. All costs.

4. Dispute resolution method of this agreement:

During the performance of the agreement, if one party raises objections, it will be resolved through coordination between the two parties.

5. This agreement is made in triplicate, with each party A, B, and C holding one copy and it will become effective upon signature of the three parties.

Party A (official seal): _________ Party B (official seal): _________

Legal representative (signature): _________ Legal representative (signature): _________

_________year____month____day_________year____month____day long-term loan contract summary 3

Party A (borrower): __________________

Identity card number: _________________________

Party B (lender): _______________

Identity card number: _________________________

Party A and Party B have reached an agreement on the following matters and signed this document contract.

1. Party B lends Party A RMB (in capital letters) ____________________ and delivers it to Party A before ____________________.

2. Loan interest: _______________________________________________

3. Borrowing period: _______________________________________________

4. Repayment date and method: _________________________________________

5 , Liability for breach of contract: _______________________________________________ Private loan contract 6. This contract takes effect from _______________. This contract is made in two copies, with each party holding one copy.

Party A (signature, seal): _______________

Party B (signature, seal): _______________ IOU

I borrowed ________(name) RMB today (Capital) _______________yuan, repayable by _____day, ______month, _______year, monthly interest calculated on _________.

Borrower: _________________________

(Signed and sealed)

Long-term loan contract summary 4 of ____________year_______month_______day

Party A (borrower) ______________

Party B (lender) ______________

Party A and Party B have reached the following loan agreement on the basis of equality, voluntariness and friendly negotiation.

Article 1

Article 2 Party A borrows RMB ______ yuan from Party B for the purpose of __________________________________. The loan period is ___ years, starting from ____ year __ month __ day to ____ year __ month __ day

Article 3 The loan interest rate is: ____________________.

Article 4 When the loan period expires, Party A promises to return the loan, otherwise it is willing to assume all legal responsibilities. Article 5 of the Private Loan Contract: Party B shall deliver the loan to Party A within __ days after signing this agreement.

Article 6 Repayment method: ____________________.

Article 7 If Party B fails to deliver the money to Party A on time or Party A fails to repay the money on time, the defaulting party shall pay liquidated damages of ______ yuan to the non-defaulting party.

Article 8 This agreement is made in duplicate and shall take effect on the date of signature and official seal of Party A and Party B. Party A and Party B each hold one copy as evidence.

Party A (signature): ______

Party B (signature)________

ID number: _______

ID number: ______

Phone: _________

Phone: _________

____year__month__day

____year__month_ _Episode 5 of the daily long-term loan contract

Party A (lender):

(ID card number:)

Address:

Party B (borrower):

(ID number:)

Address:

According to the "Contract Law of the People's Republic of China" and relevant According to the provisions of laws and regulations, Party A and Party B have reached an agreement on the loan matter on the basis of equality and voluntariness, and signed the following terms for mutual compliance:

1. Party A lends RMB to Party B Yuan, and then transfer the amount to the account designated by Party B.

2. The loan period is years and the loan interest rate is. From the date of payment to the year, month and year.

3. Repayment Method

Party B shall repay the principal and interest of the loan owed to Party A in one lump sum on the expiration date of the loan period.

4. If Party B fails to repay the principal and interest within the due date, it shall bear liability for breach of contract in accordance with legal provisions.

5. This contract shall take effect when Party A actually issues the loan.

6. This contract is in duplicate, each party holds a copy, and all have the same legal effect.

Party A:

Party B:

Year, month, day, year, month, day

Note: The above loan agreement template can be used for small amounts Borrowing without guarantee or mortgage, the use of this type of loan contract should generally be controlled between relatives and friends. Its main significance is to establish written documents on loan matters and help clarify the facts of the loan. After all, loan contracts between relatives and friends should not be too complicated or strict.