The latest loan process in 2008: sign the contract first, and then prepare the materials (income certificate, ID card, house purchase contract, etc. ) apply for a loan from the bank. The loan amount and loan period of different houses are different, and some houses can not be loaned, such as property rights disputes, mortgages, old houses and so on. Therefore, it is suggested that you must consult a professional before signing the contract, so as not to get a loan after signing the contract and cause you losses ~ ~ ~