China Everbright Bank’s “Personal Business Assistance Loan” actively supports the following target markets. (1) Enterprise clusters that provide supporting goods or services to large and medium-sized monopolistic enterprises; (2) Wholesale or retailers in nationally or regionally well-known commodity trading markets; (3) Prosperous urban commercial districts or mature shopping malls Brand agents or dealers within the Bank; (4) Other types of borrowers that have long-term business dealings with China Everbright Bank and have large settlement volume and good credit. "Personal Business Assistance Loans" refer to RMB loans issued by China Everbright Bank to supplement the working capital required for business activities of natural persons. Business units that handle personal business-assisted loans implement an access system, which shall be approved by the president and risk director in charge of the personal loan business of each branch before the first quarter of each year. Everbright Bank's "Personal Business Assistance Loan" is used to supplement the working capital required for the borrower's business activities. It may not be used for stock investment, registered capital of economic entities or other equity investments, and may not be used for business projects prohibited by national policies, laws and regulations. and purpose, no borrowing or returning of old items is allowed.