Rice e-Loan This product belongs to a credit product launched by the product R&D team of Jianhu Rural Commercial Bank and an external professional company after half a year of cooperative research. It is easy to use, and once approved, it can be lent as needed. The maximum amount is 300,000 yuan, the loan term is 1-2 years, and the annual interest rate is as low as 4. From 35%, the next payment is quick, and the whole process of lending can be realized in only 3-5 minutes. The application materials are relatively simple. There is no requirement to have a bank card of a rural commercial bank. It is also possible to apply for other bank cards, but it is best to have a social security fund or business license under your name to apply for this product.