1) Check the central bank’s credit record. If someone borrows money using someone else's ID card, there will be a record on the credit reporting system of the People's Bank of China. You can check the ID card loan record by going directly to the bank's credit reporting department to check the central bank's credit reporting record;

(2) To check the personal account of the mobile loan software, you can use the loan account identity to verify the loan record;

(Yejiaodang 3) If you still cannot find it, you can also call the loan Call the company’s customer service phone number for enquiries.

You can also proceed from the following aspects:

1. Log in to the official website of the central bank, register and log in to your personal account, and submit an application for checking ID card loan records. The system will send you a message via mobile phone message after 24 hours. You will be notified of the query results in the form, or you can check the results yourself in your personal account at the central bank. According to regulations, everyone has two free inquiries per year.

2. Nowadays, mobile phone software loans have become a popular loan trend, and some of them are not listed on the credit report, so there is no record in the central bank. Under normal circumstances, information about the loan, including loan amount, term, application date, repayment method, etc., will be recorded in my loan account. You can check your ID card loan record by entering your loan account. If you really can't find it, you can also call the loan company's customer service number to inquire. You can check it by reporting your mobile phone number or ID card number to the customer service staff.

The following measures can be taken if the identity card is stolen:

1. Obtain relevant evidence and report the case to the public security agency first. If the infringer’s behavior causes economic losses to the person being used or endangers the public If the infringer's interests are violated, the infringer may be suspected of committing a crime and may be investigated by the public security organs in accordance with the law;

2. Violating relevant national regulations, selling or providing citizens' personal information to others, and the circumstances are serious; Selling or providing citizens’ personal information obtained in the course of performing duties or providing services to others; stealing or illegally obtaining citizens’ personal information through other methods may be suspected of infringing the crime of citizens’ personal information.

Legal basis:

Article 17 of the "Identity Card Law" Whoever commits any of the following acts shall be fined not less than 200 yuan but not more than 1,000 yuan by the public security organ, or may be fined 10 yuan or more. If you have illegal gains, you will be detained for less than 10 days, and if you have any illegal gains, the illegal gains will be confiscated:

(1) Using someone else’s resident ID card or using a fraudulently obtained resident ID card;

(2) Purchasing , selling or using forged or altered resident identity cards.

Forged or altered resident identity cards and fraudulently obtained resident identity cards shall be confiscated by the public security organs.