; ? Modern people pay more and more attention to education, and many families will choose to send their children abroad to study. The cost of studying abroad is not a small expense, and many banks provide loan services for studying abroad, which can reduce a lot of burdens. So how do you apply for a study abroad loan from CCB? Let's get to know each other.

1. Customer application. Customers apply to the bank, fill in the application form in writing and submit relevant materials at the same time.

2. Sign the contract. After the application materials submitted by the borrower are approved by the bank, the two parties sign a loan contract and a guarantee contract, and go through the relevant notarization and mortgage registration procedures as appropriate.

3. issue loans. For the loan approved by the bank, after all formalities are completed, the bank will transfer the loan to the personal settlement account designated by the borrower.

4. Repay on schedule. The borrower shall repay the principal and interest of the loan according to the repayment plan and repayment method agreed in the loan contract.

5. loan settlement. Loan settlement includes normal settlement and early settlement.

(1) Normal settlement: the loan shall be settled on the loan maturity date (one-time repayment of principal and interest) or the last installment (installment repayment);

(2) Early settlement: If the borrower settles part or all of the loan in advance when the loan expires, it must apply to the bank in advance according to the loan contract, and repay the loan at the designated accounting counter after the bank approves it.

After the loan is settled, the borrower will retrieve the legal documents and relevant supporting documents extracted by the bank with his valid identity certificate and the loan settlement certificate issued by the bank, and go through the mortgage registration cancellation formalities with the original mortgage registration department with the loan settlement certificate.

The specific application process is subject to the bank. I suggest you go to a bank outlet for consultation.

How about the student loan from China Construction Bank? The ultra-detailed processing flow is here!

; ? All major banks provide loan services for students who need to apply for student loans. Among them, CCB's large loans have been receiving much attention. CCB is one of our common banks. We all know that the process of handling loans is troublesome, but in fact, as long as the process is clearly understood, it will be much easier to handle. So what are the procedures for the student loan of CCB to introduce you?

1. application

First of all, you should apply to the school and fill in the Application Form for National Student Loan of China Construction Bank. Then the school will make a preliminary review of your application materials and family economic situation and give opinions.

PS: CCB does not directly accept the borrower's application for student loans.

2. Acceptance and ratification

After receiving the application form and related application materials sent by the school, CCB will investigate and review your information, and then consider the preliminary examination opinions of the school, plus the adequacy of the total loan amount and other factors.

After the approval results come out, the school will be informed of the list and amount of loans agreed to be issued, and the school will inform the students.

3. Lending

After the loan is approved, the school will organize students to sign the national student loan contract of China Construction Bank. Tuition and accommodation loans are paid according to the academic year (period) and directly credited to the account opened by the school in China Construction Bank.

The loan for living expenses will be transferred to your current savings account opened in China Construction Bank on a regular basis according to this contract.

4. Post-loan management

Before leaving school, you should sign the Supplementary Agreement on Repayment of National Student Loan with CCB. After signing, the school can go through the formalities of leaving school for you. After leaving school, CCB must also get your contact information. If you are working, you need to have the work information of your company.

5. Loan recovery

The borrower shall repay the principal and interest of the loan according to the provisions of the loan contract and supplementary agreement. If the repayment is made in advance, the relevant procedures need to be handled in accordance with the regulations of CCB.

Regarding "How to do the student loan of CCB", I would like to introduce the detailed loan process here, hoping to help everyone. I suggest that you must prepare all the relevant information before handling it, so that it can be handled faster and save a lot of time and energy.

How to apply for a student loan from CCB? Be sure to prepare early!

; ? After the start of school every year, many students will start a happy campus life, and some students have poor families and need to apply for student loans to complete their studies. Many banks have student loans. Today, I will introduce the application process of China Construction Bank's student loan, so that students in need can understand it.

1. Handling channel: Students contact CCB outlets that have signed business cooperation relationships through their schools.

2. Processing flow:

1 application. By the borrower to the school to apply, fill in the "China Construction Bank National Student Loan Application Form", the school of the borrower's identity documents and family financial difficulties to prove the authenticity of the preliminary examination, and issue opinions. The loan bank does not directly accept the borrower's application.

2 acceptance and approval. After receiving the borrower's application form and related materials delivered by the school, the lender shall investigate and verify the authenticity and completeness of the borrower's application materials, and examine whether the school has signed the preliminary examination opinions and whether the total loan amount does not exceed the total loan control amount approved by the corresponding student loan management department. Inform the borrower's school of the list of students who have approved the loan and the amount, and the school will inform the students.

Three issues. If the loan is approved by the examination and approval, the school will organize students to sign the National Student Loan Contract of China Construction Bank, and the national student loan will be implemented in the form of one application by the borrower, one examination and approval by the loan bank, single household accounting and installment payment. Among them, tuition and accommodation loans are paid according to the academic year (period) and directly credited to the account opened by the borrower's school in China Construction Bank; Living expenses loans (no living expenses loans are issued in February and August every year) are regularly transferred to the current savings account opened by the borrower in China Construction Bank according to the contract.

4. Post-loan management. Borrowers who leave school due to graduation, graduation, dropout, transfer, going abroad, cancellation of school status, etc. Before leaving school, you should sign the Supplementary Agreement on Repayment of National Student Loan with the loan bank (hereinafter referred to as the Supplementary Agreement). After the signing of the supplementary agreement, the school can go through the formalities for the borrower to leave school. The lending bank must obtain the contact information of the borrower after leaving school. If the borrower graduates, completes his studies or has no academic qualifications, the loan bank shall obtain relevant information of his work unit.

5 loan recovery. The borrower shall repay the principal and interest of the loan according to the provisions of the loan contract and supplementary agreement. The borrower may make an agreement with the loan bank to deduct money from the repayment account regularly or make repayment at the business outlets of the loan bank. If the loan is repaid in advance, the borrower shall meet the conditions stipulated by the Construction Bank and go through the relevant procedures stipulated by the Construction Bank.