What are the requirements for buying a house in Shijiazhuang?

When families who are not registered residents in this city apply to purchase their first home, they must provide proof of personal income tax payment or social insurance payment proof for 12 consecutive months or more in the past 2 years. The purchase of a house is limited to 1 house (including newly built homes). commercial housing and second-hand housing); non-local resident families who already own one or more houses within the urban area are temporarily not allowed to purchase housing in this city. The purchase time is subject to the online signing and filing time of the transaction contract. Non-local residents Families with municipal household registration are not allowed to purchase housing by paying additional personal income tax or social insurance.

Housing Provident Fund Loan Policy

Increase the down payment ratio of housing provident fund loans. For families with deposited employees who use housing provident fund loans to purchase their first ordinary house, the minimum down payment ratio will be adjusted to 30%; use For those who purchase a second home with a housing provident fund loan, the minimum down payment ratio is adjusted to 60%; for those who purchase a third or more homes, the Housing Provident Fund Management Center will not handle housing provident fund personal housing loans. The issuance of housing provident fund off-site loans is suspended.

Housing commercial loan policy

For households purchasing ordinary housing for the first time, when applying for a commercial personal housing loan, the down payment ratio shall not be less than 30%; for those who already own a house Families with registered residence in this city who do not have a home purchase loan or have paid off the loan can apply for a commercial personal housing loan to purchase an ordinary house in order to improve their living conditions, and the down payment ratio shall not be less than 40%; for households that own a house and have an outstanding home purchase loan Families with clear household registration in this city can apply for commercial personal housing loans again to purchase ordinary houses in order to improve their living conditions, and the down payment ratio shall not be less than 50%. Commercial personal housing loans will be suspended for households registered in this city who purchase their third or more homes.

Implementation scope and time

Effective from March 18, 2017, the applicable scope is Chang'an District, Xinhua District, Yuhua District, Qiaoxi District and High-tech Zone.