The transfer should be notarized as soon as possible.
2. What information does CCB need to pay for its housing loan?
China Construction Bank Housing Loan
The term of CCB housing loan is generally not more than 30 years.
The maximum housing loan amount of CCB is 80% of the total housing price or evaluation value (whichever is lower);
The housing loan interest rate of CCB is implemented in accordance with the relevant interest rate policies of the People's Bank of China and the China Banking Regulatory Commission.
China Construction Bank Housing Loan
The process is as follows:
1. CCB housing loan consultation: through outlets, telephones and websites.
Loans to individual housing buyers
Object, loan conditions, loan amount, term, interest rate, repayment method, loan procedures, etc. ;
2. CCB housing loan application: submit the materials needed for CCB to apply for individual housing loan;
3. Signing a contract: After the customer's application is approved, sign a housing loan contract with CCB; 4. Housing loan issuance of CCB: When the conditions are met, CCB will issue loans according to the contract;
5. Customer repayment: the customer repays on time according to the contract;
6. Post-loan service: customers enjoy new products and value-added services provided by CCB.
3. Does Danyang Construction Bank need to buy a face-to-face loan?
To apply for a mortgage, you must go to the bank for an interview. You must take your ID card to the bank to fill out the form and sign it for confirmation.
4. Does the CCB loan need the buyer's signature?
I don't think so. As long as the loan contract is signed, the bank does not have to sign the loan.