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How much can I borrow from the provident fund of more than 30 thousand?
Legal subjectivity:

The loan amount of Chongqing's 30,000 yuan provident fund is no more than 400,000 yuan for personal loans, and no more than 1.5 times (600,000 yuan) for personal loans after the spouse participates in the loan. The processing time is working days, 9: 00 am-11:30 pm-13: 30 pm, except legal holidays. About the loan amount of Chongqing 30,000 provident fund, the following is a detailed answer from Bian Xiao. 1. How many people can Chongqing 30,000 provident fund loan? The maximum is 400,000 yuan, and the maximum is 1.5 times (600,000 yuan) after the spouse participates in the loan. Second, the process of Chongqing provident fund housing loan (1), the applicant borrower fills in the loan application form at the client, and provides the following materials: 1, my account, ID card or other valid proof of residence; 2. Pre-sale (house purchase) contract registered and approved by the real estate management registration authority; 3. Self-raised deposit certificate; 4, the borrower's unit housing provident fund deposit certificate; 5. Other materials required by customers. (2) The preliminary client conducts preliminary examination on the application, including: 1, and verifies the loan application; 2, approved loan amount and duration, interest rate; 3. Check whether the collateral or collateral meets the requirements. (3) After the investigation client passes the preliminary examination, the trustee investigates the loan and puts forward the investigation opinions. (four) the examination and approval of the client shall examine and approve the loan according to the investigation opinions put forward by the trustee, and issue a letter (book) of entrusted loan. (5) sign a loan contract. The trustee and the borrower shall sign the loan contract and related contracts according to the Letter of Entrusted Loan and related materials. (6) Allocating loans. After the loan contract comes into effect, the client will transfer the funds into the entrusted loan fund account, and the self-raised funds deposited by the trustee and the borrower will be transferred into the bank account opened by the selling unit according to the time agreed in the loan contract. 3. Working days for housing provident fund loans in Chongqing: 9: 00 am-1:30 am, and 3: 30 pm-17: 30 pm, except for legal holidays. 4. According to Article 26 of the Regulations of Chongqing Municipality on the Management of Housing Provident Fund, employees who pay housing provident fund are buying houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center. Twenty-seventh applicants for housing provident fund loans shall provide guarantees. The amount of provident fund loans is limited. If our down payment is relatively low, the amount of loans required is relatively large, and then the amount of provident fund loans is insufficient, we can use commercial loans to supplement the remaining amount. I hope the above content can help you. If you have other legal problems, you can consult online.

Legal objectivity:

"Regulations on the management of housing provident fund" Article 13 The housing provident fund management center shall set up a housing provident fund account in the entrusted bank. The unit shall register the housing provident fund deposit with the housing provident fund management center, and go through the formalities for the establishment of housing provident fund accounts for the employees of the unit. Each employee can only have one housing provident fund account. The housing provident fund management center shall establish a detailed account of employee housing provident fund to record the deposit and withdrawal of employee individual housing provident fund.