The "personal loan" of Zhaocaibao is a good business move.

Let's imagine that when you have investment needs, you can buy products on Zhaobao. Zhaocaibao provides medium and long-term wealth management products with poor liquidity. If you need money urgently, you can use wealth management products as collateral, borrow money from other investors through Zhaocaibao, and all the funds will go in and out of Zhaocaibao. This trading circle is closed.

For example, if you just bought a three-year universal insurance and suddenly find yourself short of money, you can quit the universal insurance without paying a high surrender premium. You only need to use insurance as collateral to apply for a "personal loan". Investors will rush to lend you money, and you can also collect interest on universal insurance.

Of course, others are willing to lend it to you because you hold the products of Lucky Treasure. In case of default, the products you bought on Lucky Treasure can at least be used as a source of repayment. Because the purchase of products is completed in Zhaocaibao, it is easy to control your products in Zhaocaibao ~ ~

In this way, Zhaocaibao has become a commercial complex in the field of financial management, which can not only invest, but also lend and provide one-stop service.